2016 Hyundai Accent Car Insurance Calculator

Find out how life choices impact the cost of insurance for a 2016 Hyundai Accent. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2016 Hyundai Accent is $1,504 per year, or about $125 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,504

Cost Per Month

$125

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Accent Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Hyundai Accent.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,504
Average Rate
Your Rate
$1,504

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Hyundai Accent trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Hyundai Accent is $1,504.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Hyundai Accent vs. the Small Car Segment

The table below compares insurance rates for the 2016 Hyundai Accent against all other models in the small car segment. The Hyundai Accent is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Accent, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Accent.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Hyundai Accent Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$250
2Chrysler Fiat 500$1,360-$144
3Honda Fit$1,386-$118
4Toyota Yaris$1,394-$110
5Nissan Versa$1,396-$108
6Ford Fiesta$1,408-$96
7Subaru Impreza$1,472-$32
8Scion IM$1,488-$16
9Chevrolet Spark$1,500-$4
10Hyundai Accent$1,504--
11Volkswagen Golf$1,518$14
12Mazda 3$1,538$34
13Scion IA$1,540$36
14Honda CR-Z$1,576$72
15Honda Civic$1,586$82
16Nissan Sentra$1,590$86
17Kia Rio$1,612$108
18Toyota Corolla$1,628$124
2016 Small Car Average$1,636$132
19Nissan Leaf$1,642$138
20Toyota Prius$1,644$140
21Hyundai Veloster$1,650$146
22Chevrolet Sonic$1,668$164
23Volkswagen Beetle$1,694$190
24Volkswagen GTI$1,706$202
25Chevrolet Volt$1,708$204
26Chevrolet Cruze$1,712$208
27Volkswagen EOS$1,716$212
28Kia Forte$1,724$220
29Ford Focus$1,744$240
30Hyundai Elantra$1,760$256
31Scion FR-S$1,778$274
32Mitsubishi Lancer$1,838$334
33Volkswagen E-Golf$1,852$348
34Volkswagen Jetta$1,924$420
35Dodge Dart$1,968$464
36Scion TC$2,022$518
37Toyota Mirai$2,036$532

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Accent Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Hyundai Accent.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Hyundai Accent Insurance Rates by Trim Level
2016 Hyundai Accent Trim Level Annual Premium Cost Per Month
SE Hatchback$1,484$124
SE Sedan$1,484$124
Sport Hatchback$1,546$129

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Hyundai Accent for different driver ages.

2016 Hyundai Accent Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,624$469
17$5,335$445
18$4,570$381
19$4,246$354
20$3,202$267
21$3,055$255
22$2,703$225
23$2,303$192
24$2,143$179
25$1,736$145
30$1,586$132
35$1,556$130
40$1,504$125
45$1,426$119
50$1,362$114
55$1,270$106
60$1,270$106
65$1,346$112
70$1,496$125
75$1,812$151
80$2,236$186

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Accent trim levels.