2020 Hyundai Accent Car Insurance Calculator

Discover and learn how different risk factors influence insurance rates for a 2020 Hyundai Accent. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2020 Hyundai Accent is $1,898 per year, or about $158 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,898

Cost Per Month

$158

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Accent Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Hyundai Accent.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,898
Average Rate
Your Rate
$1,898

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Hyundai Accent trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Hyundai Accent is $1,898.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Hyundai Accent vs. the Small Car Segment

The table below compares insurance rates for the 2020 Hyundai Accent against all other models in the small car segment. The Hyundai Accent is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Accent, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Accent.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Hyundai Accent Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,586-$312
2Honda Fit$1,648-$250
3Fiat 500L$1,666-$232
4Toyota Corolla$1,690-$208
5Volkswagen Golf$1,732-$166
6Toyota Yaris$1,752-$146
7Subaru Impreza$1,778-$120
8Fiat 124 Spider$1,806-$92
9Nissan Sentra$1,820-$78
10Mazda 3$1,834-$64
11Honda Civic$1,874-$24
12Kia Rio$1,880-$18
13Hyundai Accent$1,898--
14Kia Forte$1,916$18
2020 Small Car Average$1,973$75
15Toyota Prius$2,024$126
16Hyundai Veloster$2,080$182
17Volkswagen GTI$2,088$190
18Volkswagen Jetta$2,100$202
19Nissan Versa$2,110$212
20Nissan Leaf$2,128$230
21Mitsubishi Mirage G4$2,130$232
22Chevrolet Sonic$2,168$270
23Honda Clarity$2,206$308
24Hyundai Elantra$2,230$332
25Hyundai Ioniq$2,274$376
26Toyota 86$2,406$508
27Toyota Mirai$2,460$562

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Accent Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Hyundai Accent.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Hyundai Accent Insurance Rates by Trim Level
2020 Hyundai Accent Trim Level Annual Premium Cost Per Month
SE Sedan$1,876$156
SEL Sedan$1,876$156
Limited Sedan$1,938$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Hyundai Accent for different driver ages.

2020 Hyundai Accent Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,038$587
17$6,699$558
18$5,784$482
19$5,353$446
20$4,050$338
21$3,860$322
22$3,424$285
23$2,895$241
24$2,702$225
25$2,190$183
30$2,002$167
35$1,960$163
40$1,898$158
45$1,792$149
50$1,708$142
55$1,592$133
60$1,594$133
65$1,692$141
70$1,874$156
75$2,256$188
80$2,784$232

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Accent trim levels.