2013 Hyundai Elantra Car Insurance Calculator

Find out how changes to risk factors and vehicle options impact the cost of insurance for a 2013 Hyundai Elantra. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly how the choices you make impact rates.

The average estimated car insurance premium for a 2013 Hyundai Elantra is $1,336 per year, or about $111 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,336

Cost Per Month

$111

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Elantra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Hyundai Elantra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,336
Average Rate
Your Rate
$1,336

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Hyundai Elantra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Hyundai Elantra is $1,336.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Hyundai Elantra vs. the Small Car Segment

The table below compares insurance rates for the 2013 Hyundai Elantra against all other models in the small car segment. The Hyundai Elantra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Elantra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Elantra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Hyundai Elantra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$304
2Chrysler Fiat 500$1,064-$272
3Mazda 2$1,084-$252
4Nissan Leaf$1,094-$242
5Toyota Matrix$1,106-$230
6Scion IQ$1,128-$208
7Chevrolet Spark$1,192-$144
8Kia Rio5$1,242-$94
9Hyundai Accent$1,254-$82
10Ford Fiesta$1,262-$74
11Chevrolet Sonic$1,274-$62
12Honda Fit$1,276-$60
13Kia Rio$1,300-$36
14Nissan Versa$1,306-$30
15Toyota Yaris$1,322-$14
16Nissan Sentra$1,330-$6
17Hyundai Elantra$1,336--
18Honda CR-Z$1,354$18
19Mazda 3$1,358$22
2013 Small Car Average$1,362$26
20Toyota Corolla$1,364$28
21Honda Civic$1,370$34
22Volkswagen Beetle$1,380$44
23Mazda Mazdaspeed 3$1,432$96
24Volkswagen GTI$1,462$126
25Dodge Dart$1,466$130
26Volkswagen Jetta$1,470$134
27Toyota Prius$1,474$138
28Chevrolet Cruze$1,480$144
29Subaru Impreza$1,484$148
30Kia Forte$1,488$152
31Volkswagen Golf$1,492$156
32Ford Focus$1,496$160
33Volkswagen EOS$1,508$172
34Hyundai Veloster$1,520$184
35Scion FR-S$1,534$198
36Chevrolet Volt$1,598$262
37Scion TC$1,668$332
38Mitsubishi Lancer$1,742$406

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Elantra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Hyundai Elantra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Hyundai Elantra Insurance Rates by Trim Level
2013 Hyundai Elantra Trim Level Annual Premium Cost Per Month
GLS Sedan$1,272$106
GS Coupe$1,326$111
GT Hatchback$1,326$111
Limited Sedan$1,366$114
SE Coupe$1,394$116

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Hyundai Elantra for different driver ages.

2013 Hyundai Elantra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,937$411
17$4,693$391
18$4,038$337
19$3,746$312
20$2,834$236
21$2,704$225
22$2,398$200
23$2,034$170
24$1,899$158
25$1,540$128
30$1,406$117
35$1,378$115
40$1,336$111
45$1,262$105
50$1,206$101
55$1,126$94
60$1,126$94
65$1,190$99
70$1,320$110
75$1,590$133
80$1,956$163

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Elantra trim levels.