2016 Hyundai Elantra Car Insurance Calculator

Observe in real-time how changes to different risk factors affect the cost of insurance for a 2016 Hyundai Elantra. Adjust factors such as your location, homeowner status, credit score, and policy coverages. Get instant feedback if rates go up or down and learn why.

The average estimated car insurance premium for a 2016 Hyundai Elantra is $1,760 per year, or about $147 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,760

Cost Per Month

$147

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Elantra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Hyundai Elantra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,760
Average Rate
Your Rate
$1,760

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Hyundai Elantra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Hyundai Elantra is $1,760.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Hyundai Elantra vs. the Small Car Segment

The table below compares insurance rates for the 2016 Hyundai Elantra against all other models in the small car segment. The Hyundai Elantra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Elantra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Elantra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Hyundai Elantra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$506
2Chrysler Fiat 500$1,360-$400
3Honda Fit$1,386-$374
4Toyota Yaris$1,394-$366
5Nissan Versa$1,396-$364
6Ford Fiesta$1,408-$352
7Subaru Impreza$1,472-$288
8Scion IM$1,488-$272
9Chevrolet Spark$1,500-$260
10Hyundai Accent$1,504-$256
11Volkswagen Golf$1,518-$242
12Mazda 3$1,538-$222
13Scion IA$1,540-$220
14Honda CR-Z$1,576-$184
15Honda Civic$1,586-$174
16Nissan Sentra$1,590-$170
17Kia Rio$1,612-$148
18Toyota Corolla$1,628-$132
2016 Small Car Average$1,636-$124
19Nissan Leaf$1,642-$118
20Toyota Prius$1,644-$116
21Hyundai Veloster$1,650-$110
22Chevrolet Sonic$1,668-$92
23Volkswagen Beetle$1,694-$66
24Volkswagen GTI$1,706-$54
25Chevrolet Volt$1,708-$52
26Chevrolet Cruze$1,712-$48
27Volkswagen EOS$1,716-$44
28Kia Forte$1,724-$36
29Ford Focus$1,744-$16
30Hyundai Elantra$1,760--
31Scion FR-S$1,778$18
32Mitsubishi Lancer$1,838$78
33Volkswagen E-Golf$1,852$92
34Volkswagen Jetta$1,924$164
35Dodge Dart$1,968$208
36Scion TC$2,022$262
37Toyota Mirai$2,036$276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Elantra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Hyundai Elantra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Hyundai Elantra Insurance Rates by Trim Level
2016 Hyundai Elantra Trim Level Annual Premium Cost Per Month
SE Sedan$1,674$140
GT Hatchback$1,756$146
Value Edition Sedan$1,756$146
Limited Sedan$1,806$151
Sport Sedan$1,806$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Hyundai Elantra for different driver ages.

2016 Hyundai Elantra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,604$550
17$6,278$523
18$5,402$450
19$5,003$417
20$3,778$315
21$3,599$300
22$3,184$265
23$2,692$224
24$2,511$209
25$2,032$169
30$1,856$155
35$1,816$151
40$1,760$147
45$1,666$139
50$1,590$133
55$1,478$123
60$1,480$123
65$1,578$132
70$1,752$146
75$2,116$176
80$2,616$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Elantra trim levels.