2019 Hyundai Elantra Car Insurance Calculator

Get instant feedback how decisions you make affect car insurance rates for a 2019 Hyundai Elantra. Customize factors such as your location, homeowner status, and credit score to see how rates are affected. Immediately see if rates change for better or worse.

The average estimated car insurance premium for a 2019 Hyundai Elantra is $2,096 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,096

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Elantra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Hyundai Elantra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,096
Average Rate
Your Rate
$2,096

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Hyundai Elantra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Hyundai Elantra is $2,096.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Hyundai Elantra vs. the Small Car Segment

The table below compares insurance rates for the 2019 Hyundai Elantra against all other models in the small car segment. The Hyundai Elantra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Elantra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Elantra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Hyundai Elantra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$550
2Honda Fit$1,548-$548
3Toyota Corolla$1,552-$544
4Fiat 500$1,560-$536
5Fiat 500L$1,650-$446
6Chevrolet Spark$1,664-$432
7Volkswagen Golf$1,678-$418
8Fiat 124 Spider$1,688-$408
9Hyundai Accent$1,690-$406
10Toyota Yaris$1,694-$402
11Smart Fortwo$1,700-$396
12Subaru Impreza$1,704-$392
13Mazda 3$1,724-$372
14Honda Civic$1,812-$284
15Fiat 500E$1,822-$274
16Nissan Sentra$1,842-$254
17Nissan Versa$1,852-$244
2019 Small Car Average$1,859-$237
18Kia Forte$1,862-$234
19Hyundai Veloster$1,868-$228
20Volkswagen Beetle$1,900-$196
21Kia Rio$1,934-$162
22Toyota Prius$1,950-$146
23Honda Clarity$1,972-$124
24Chevrolet Sonic$1,994-$102
25Volkswagen GTI$2,000-$96
26Hyundai Ioniq$2,016-$80
27Chevrolet Cruze$2,036-$60
28Chevrolet Volt$2,056-$40
29Hyundai Elantra$2,096--
30Volkswagen Jetta$2,144$48
31Volkswagen E-Golf$2,154$58
32Toyota 86$2,270$174
33Toyota Mirai$2,378$282

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Elantra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Hyundai Elantra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Hyundai Elantra Insurance Rates by Trim Level
2019 Hyundai Elantra Trim Level Annual Premium Cost Per Month
SEL Sedan$1,848$154
EcoSedan$1,908$159
GT Hatchback$1,908$159
SE Sedan$2,094$175
Value Edition Sedan$2,196$183
Limited Sedan$2,254$188
Sport Sedan$2,254$188
GT N Line Sedan$2,314$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Hyundai Elantra for different driver ages.

2019 Hyundai Elantra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,815$651
17$7,471$623
18$6,504$542
19$5,986$499
20$4,532$378
21$4,319$360
22$3,833$319
23$3,201$267
24$3,001$250
25$2,426$202
30$2,214$185
35$2,162$180
40$2,096$175
45$1,974$165
50$1,878$157
55$1,754$146
60$1,758$147
65$1,870$156
70$2,062$172
75$2,482$207
80$3,076$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Elantra trim levels.