2020 Hyundai Elantra Car Insurance Calculator

Explore and understand how changes to risk factors and vehicle options impact car insurance rates for a 2020 Hyundai Elantra. Adjust factors such as driver's age, policy discounts, Elantra trim level, and driving record. Find out instantly if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2020 Hyundai Elantra is $2,230 per year, or about $186 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,230

Cost Per Month

$186

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Elantra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Hyundai Elantra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,230
Average Rate
Your Rate
$2,230

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Hyundai Elantra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Hyundai Elantra is $2,230.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Hyundai Elantra vs. the Small Car Segment

The table below compares insurance rates for the 2020 Hyundai Elantra against all other models in the small car segment. The Hyundai Elantra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Elantra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Elantra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Hyundai Elantra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,586-$644
2Honda Fit$1,648-$582
3Fiat 500L$1,666-$564
4Toyota Corolla$1,690-$540
5Volkswagen Golf$1,732-$498
6Toyota Yaris$1,752-$478
7Subaru Impreza$1,778-$452
8Fiat 124 Spider$1,806-$424
9Nissan Sentra$1,820-$410
10Mazda 3$1,834-$396
11Honda Civic$1,874-$356
12Kia Rio$1,880-$350
13Hyundai Accent$1,898-$332
14Kia Forte$1,916-$314
2020 Small Car Average$1,973-$257
15Toyota Prius$2,024-$206
16Hyundai Veloster$2,080-$150
17Volkswagen GTI$2,088-$142
18Volkswagen Jetta$2,100-$130
19Nissan Versa$2,110-$120
20Nissan Leaf$2,128-$102
21Mitsubishi Mirage G4$2,130-$100
22Chevrolet Sonic$2,168-$62
23Honda Clarity$2,206-$24
24Hyundai Elantra$2,230--
25Hyundai Ioniq$2,274$44
26Toyota 86$2,406$176
27Toyota Mirai$2,460$230

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Elantra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Hyundai Elantra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Hyundai Elantra Insurance Rates by Trim Level
2020 Hyundai Elantra Trim Level Annual Premium Cost Per Month
SEL Sedan$1,798$150
EcoSedan$1,858$155
GT Hatchback$1,858$155
SE Sedan$2,378$198
Value Edition Sedan$2,442$204
Limited Sedan$2,484$207
Sport Sedan$2,484$207
GT N Line Sedan$2,546$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Hyundai Elantra for different driver ages.

2020 Hyundai Elantra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,273$689
17$7,916$660
18$6,906$576
19$6,356$530
20$4,814$401
21$4,588$382
22$4,074$340
23$3,403$284
24$3,192$266
25$2,584$215
30$2,360$197
35$2,298$192
40$2,230$186
45$2,100$175
50$1,998$167
55$1,866$156
60$1,870$156
65$1,990$166
70$2,188$182
75$2,630$219
80$3,252$271

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Elantra trim levels.