Hyundai Equus Car Insurance Calculator

Find out how decisions you make affect car insurance rates for a Hyundai Equus. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2016 Hyundai Equus is $2,256 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,256

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Equus Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Hyundai Equus.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,256
Average Rate
Your Rate
$2,256

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Hyundai Equus.

The 'Average Rate' is a combined value for all Hyundai Equus trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Hyundai Equus is $2,256.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Hyundai Equus Segment Comparison

The table below compares insurance rates for the 2016 Hyundai Equus against all other models in the large luxury car segment. The Hyundai Equus is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Equus, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Equus.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Hyundai Equus Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$472
2Cadillac CTS$1,808-$448
3Audi A5$1,876-$380
4Lincoln MKS$1,908-$348
5Cadillac CT6$1,924-$332
6Kia K900$2,152-$104
7Acura RLX$2,156-$100
8Infiniti Q70L$2,162-$94
9Mercedes-Benz CLS550$2,204-$52
10Lexus GS 450$2,218-$38
11Infiniti Q70$2,228-$28
12Hyundai Equus$2,256--
13Lexus LS 460$2,358$102
14Mercedes-Benz C63 AMG$2,434$178
15Cadillac CTS-V$2,440$184
16BMW 740i$2,482$226
17Jaguar XJ$2,498$242
18Mercedes-Benz E63 AMG$2,508$252
19BMW 650i$2,680$424
20Maserati Ghibli$2,684$428
2016 Large Luxury Car Average$2,713$457
21Jaguar XJ Super$2,752$496
22BMW 750i$2,772$516
23Audi RS 7$2,828$572
24Audi S8$2,856$600
25Lexus LS 600H$2,876$620
26Mercedes-Benz CLS63 AMG$2,878$622
27Mercedes-Benz S550$2,924$668
28Maserati Quattroporte$2,932$676
29Mercedes-Benz AMG$2,968$712
30Audi A8$3,014$758
31BMW Alpina B6$3,026$770
32Porsche Panamera$3,102$846
33Mercedes-Benz S63 AMG$3,330$1,074
34Mercedes-Benz S600$3,392$1,136
35Mercedes-Benz S65 AMG$3,910$1,654
36Mercedes-Benz S65$3,956$1,700
37Bentley Continental$4,024$1,768
38Bentley Mulsanne$4,798$2,542

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Equus Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Hyundai Equus.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Hyundai Equus Insurance Rates by Trim Level
2016 Hyundai Equus Trim Level Annual Premium Cost Per Month
Signature Sedan$2,234$186
Ultimate Sedan$2,280$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Hyundai Equus for different driver ages.

2016 Hyundai Equus Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,052$671
17$7,801$650
18$6,990$583
19$6,364$530
20$4,873$406
21$4,650$388
22$4,161$347
23$3,415$285
24$3,229$269
25$2,622$219
30$2,402$200
35$2,316$193
40$2,256$188
45$2,110$176
50$2,000$167
55$1,864$155
60$1,870$156
65$1,994$166
70$2,156$180
75$2,536$211
80$3,126$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Equus trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Hyundai Equus.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Hyundai Equus Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Hyundai Equus$2,256$188
2015 Hyundai Equus$2,268$189
2014 Hyundai Equus$2,088$174
2013 Hyundai Equus$1,952$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Hyundai Equus trim levels for each model year.