2013 Hyundai Equus Car Insurance Calculator

Get instant feedback how changes to risk factors and vehicle options affect the cost of insurance for a 2013 Hyundai Equus. Ajust options like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 Hyundai Equus is $1,952 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,952

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Equus Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Hyundai Equus.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,952
Average Rate
Your Rate
$1,952

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Hyundai Equus trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Hyundai Equus is $1,952.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Hyundai Equus Segment Comparison

The table below compares insurance rates for the 2013 Hyundai Equus against all other models in the large luxury car segment. The Hyundai Equus is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Equus, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Equus.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Hyundai Equus Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$360
2Cadillac CTS$1,608-$344
3Cadillac XTS$1,632-$320
4Lincoln MKS$1,712-$240
5Cadillac CTS-V$1,838-$114
6Lexus GS 450$1,912-$40
7Infiniti M56$1,938-$14
8Lexus LS 460$1,940-$12
9Hyundai Equus$1,952--
10Mercedes-Benz CLS550$1,992$40
11Mercedes-Benz E63 AMG$2,100$148
12BMW 750xi$2,126$174
13BMW 740i$2,134$182
14Jaguar XJ$2,160$208
15Mercedes-Benz C63 AMG$2,206$254
16BMW 650i$2,244$292
17Jaguar XJ Super$2,248$296
18Mercedes-Benz CLS63 AMG$2,322$370
2013 Large Luxury Car Average$2,329$377
19Lexus LS 600H$2,352$400
20Audi S8$2,378$426
21BMW 750i$2,386$434
22Mercedes-Benz S550$2,390$438
23Porsche Panamera$2,440$488
24Audi A8$2,442$490
25Mercedes-Benz CL550$2,468$516
26Maserati Quattroporte$2,474$522
27Mercedes-Benz S63 AMG$2,590$638
28BMW 760i$2,606$654
29Mercedes-Benz S600$2,806$854
30Mercedes-Benz CL600$2,820$868
31Mercedes-Benz S65 AMG$3,112$1,160
32Mercedes-Benz CL65 AMG$3,218$1,266
33Bentley Continental$3,244$1,292
34Bentley Mulsanne$3,806$1,854

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Equus Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Hyundai Equus.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Hyundai Equus Insurance Rates by Trim Level
2013 Hyundai Equus Trim Level Annual Premium Cost Per Month
Signature Sedan$1,912$159
Ultimate Sedan$1,990$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Hyundai Equus for different driver ages.

2013 Hyundai Equus Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,056$588
17$6,812$568
18$6,057$505
19$5,528$461
20$4,219$352
21$4,024$335
22$3,595$300
23$2,961$247
24$2,793$233
25$2,266$189
30$2,074$173
35$2,006$167
40$1,952$163
45$1,826$152
50$1,732$144
55$1,620$135
60$1,622$135
65$1,728$144
70$1,880$157
75$2,226$186
80$2,750$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Equus trim levels.