Hyundai Genesis Car Insurance Calculator

Discover and learn how life choices affect the cost of insurance for a Hyundai Genesis. Tweak settings like coverage deductibles, age of the driver, and policy discounts to see how insurance cost is affected. Immediately see if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2016 Hyundai Genesis is $2,130 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,130

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Genesis Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Hyundai Genesis.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,130
Average Rate
Your Rate
$2,130

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Hyundai Genesis.

The 'Average Rate' is a combined value for all Hyundai Genesis trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Hyundai Genesis is $2,130.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Hyundai Genesis Segment Comparison

The table below compares insurance rates for the 2016 Hyundai Genesis against all other models in the midsize luxury car segment. The Hyundai Genesis is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Genesis, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Genesis.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Hyundai Genesis Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$512
2Acura ILX$1,686-$444
3Lexus IS 300$1,792-$338
4Volvo S80$1,834-$296
5Mercedes-Benz C350E$1,842-$288
6Lexus RC 300$1,856-$274
7Audi A3$1,888-$242
8Mercedes-Benz AMG CLA45$1,910-$220
9Lincoln MKZ$1,914-$216
10Lexus ES 300H$1,924-$206
11Audi A6$1,936-$194
12Mercedes-Benz CLA250$1,982-$148
13BMW 528i$2,020-$110
14Lexus GS 350$2,036-$94
15Mercedes-Benz E350$2,062-$68
16Audi S4$2,064-$66
17Mercedes-Benz SLK55 AMG$2,068-$62
18BMW 428xi$2,072-$58
19Jaguar XF$2,084-$46
20Cadillac ELR$2,090-$40
21Mercedes-Benz C450 AMG$2,100-$30
22BMW 428i$2,106-$24
23Audi S5$2,116-$14
24Hyundai Genesis$2,130--
25BMW 528xi$2,138$8
26Infiniti Q50$2,144$14
27BMW 535xi$2,150$20
28BMW 435xi$2,174$44
29Mercedes-Benz E250$2,192$62
30Mercedes-Benz SL400$2,210$80
31BMW Active 5$2,218$88
32BMW 435i$2,224$94
2016 Midsize Luxury Car Average$2,227$97
33BMW 535d$2,250$120
34Mercedes-Benz E400$2,300$170
35BMW 535i$2,308$178
36Mercedes-Benz E550$2,320$190
37Audi S6$2,358$228
38BMW 550i$2,362$232
39Mercedes-Benz CLS400$2,436$306
40BMW 550xi$2,452$322
41Mercedes-Benz SL550$2,456$326
42BMW 640i$2,490$360
43Audi A7$2,504$374
44BMW 640xi$2,510$380
45BMW M5$2,518$388
46Audi S7$2,522$392
47Tesla Model S$2,590$460
48Mercedes-Benz S550E$2,594$464
49BMW 650xi$2,610$480
50Lexus GS F$2,622$492
51BMW M6$2,796$666
52Mercedes-Benz SL63 AMG$2,876$746
53Mercedes-Benz SL65 AMG$3,584$1,454

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Genesis Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Hyundai Genesis.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Hyundai Genesis Insurance Rates by Trim Level
2016 Hyundai Genesis Trim Level Annual Premium Cost Per Month
3.8 Coupe$2,012$168
3.8 R-Spec Coupe$2,028$169
3.8 Sedan$2,120$177
3.8 Ultimate Coupe$2,140$178
3.8 AWD Sedan$2,168$181
5 Sedan$2,312$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Hyundai Genesis for different driver ages.

2016 Hyundai Genesis Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,719$643
17$7,430$619
18$6,570$548
19$6,018$502
20$4,585$382
21$4,373$364
22$3,901$325
23$3,238$270
24$3,044$254
25$2,470$206
30$2,264$189
35$2,194$183
40$2,130$178
45$1,998$167
50$1,898$158
55$1,772$148
60$1,774$148
65$1,888$157
70$2,060$172
75$2,448$204
80$3,020$252

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Genesis trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Hyundai Genesis.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Hyundai Genesis Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Hyundai Genesis$2,130$178
2015 Hyundai Genesis$2,030$169
2014 Hyundai Genesis$1,988$166
2013 Hyundai Genesis$1,806$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Hyundai Genesis trim levels for each model year.