2013 Hyundai Genesis Car Insurance Calculator

Discover how changes to different risk factors impact car insurance rates for a 2013 Hyundai Genesis. Experiment with rate factors like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if rates increase or decrease and why.

The average estimated car insurance premium for a 2013 Hyundai Genesis is $1,806 per year, or about $151 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,806

Cost Per Month

$151

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Genesis Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Hyundai Genesis.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,806
Average Rate
Your Rate
$1,806

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Hyundai Genesis trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Hyundai Genesis is $1,806.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Hyundai Genesis Segment Comparison

The table below compares insurance rates for the 2013 Hyundai Genesis against all other models in the midsize luxury car segment. The Hyundai Genesis is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Genesis, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Genesis.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Hyundai Genesis Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$372
2Acura TL$1,458-$348
3Acura ILX$1,492-$314
4Acura TSX$1,532-$274
5Volvo C70$1,558-$248
6Lincoln MKZ$1,578-$228
7Lexus GS 350$1,586-$220
8Lexus ES 350$1,614-$192
9Audi A6$1,618-$188
10Lexus ES 300H$1,640-$166
11Mercedes-Benz SLK55 AMG$1,654-$152
12Mercedes-Benz C350$1,692-$114
13Volvo S80$1,750-$56
14Infiniti G37$1,776-$30
15Audi S5$1,786-$20
16Mercedes-Benz E350$1,800-$6
17BMW 528xi$1,802-$4
18Hyundai Genesis$1,806--
19Infiniti M35$1,818$12
20Jaguar XF$1,822$16
21Mercedes-Benz E550$1,848$42
22Mercedes-Benz E400$1,858$52
23Infiniti M37$1,864$58
24BMW 535xi$1,886$80
25BMW 550xi$1,906$100
26Audi S4$1,912$106
27BMW 528i$1,914$108
28BMW Activehybrid 5$1,926$120
29BMW 535i$1,958$152
2013 Midsize Luxury Car Average$1,963$157
30Audi RS 5$1,966$160
31BMW 550i$1,980$174
32Jaguar XK$1,996$190
33Mercedes-Benz SL550$2,010$204
34Audi S6$2,064$258
35BMW 640i$2,126$320
36Mercedes-Benz S400$2,152$346
37Audi S7$2,170$364
38Audi A7$2,194$388
39Tesla Model S$2,266$460
40Jaguar XKR$2,298$492
41Mercedes-Benz S350$2,324$518
42BMW M6$2,334$528
43BMW 650xi$2,370$564
44BMW M5$2,380$574
45Mercedes-Benz SL63 AMG$2,572$766
46Mercedes-Benz CL63 AMG$2,820$1,014
47Mercedes-Benz SLS AMG$2,920$1,114
48Mercedes-Benz SL65 AMG$3,012$1,206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Genesis Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Hyundai Genesis.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Hyundai Genesis Insurance Rates by Trim Level
2013 Hyundai Genesis Trim Level Annual Premium Cost Per Month
3.8 Sedan$1,632$136
2.0T Coupe$1,774$148
5.0 R-Spec Sedan$1,792$149
2.0T R-Spec Coupe$1,816$151
2.0T Premium Coupe$1,830$153
3.8 R-Spec Coupe$1,830$153
3.8 Grand Touring Coupe$1,884$157
3.8 Track Coupe$1,884$157

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Hyundai Genesis for different driver ages.

2013 Hyundai Genesis Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,612$551
17$6,313$526
18$5,486$457
19$5,065$422
20$3,847$321
21$3,668$306
22$3,262$272
23$2,746$229
24$2,574$215
25$2,088$174
30$1,910$159
35$1,866$156
40$1,806$151
45$1,702$142
50$1,622$135
55$1,512$126
60$1,512$126
65$1,606$134
70$1,768$147
75$2,120$177
80$2,608$217

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Genesis trim levels.