2019 Hyundai Ioniq Car Insurance Calculator

Learn how changing risk factors impact car insurance rates for a 2019 Hyundai Ioniq. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if rates increase or decrease and why.

The average estimated car insurance premium for a 2019 Hyundai Ioniq is $2,016 per year, or about $168 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,016

Cost Per Month

$168

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Ioniq Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Hyundai Ioniq.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,016
Average Rate
Your Rate
$2,016

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Hyundai Ioniq trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Hyundai Ioniq is $2,016.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Hyundai Ioniq vs. the Small Car Segment

The table below compares insurance rates for the 2019 Hyundai Ioniq against all other models in the small car segment. The Hyundai Ioniq is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Ioniq, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Ioniq.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Hyundai Ioniq Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$470
2Honda Fit$1,548-$468
3Toyota Corolla$1,552-$464
4Fiat 500$1,560-$456
5Fiat 500L$1,650-$366
6Chevrolet Spark$1,664-$352
7Volkswagen Golf$1,678-$338
8Fiat 124 Spider$1,688-$328
9Hyundai Accent$1,690-$326
10Toyota Yaris$1,694-$322
11Smart Fortwo$1,700-$316
12Subaru Impreza$1,704-$312
13Mazda 3$1,724-$292
14Honda Civic$1,812-$204
15Fiat 500E$1,822-$194
16Nissan Sentra$1,842-$174
17Nissan Versa$1,852-$164
2019 Small Car Average$1,859-$157
18Kia Forte$1,862-$154
19Hyundai Veloster$1,868-$148
20Volkswagen Beetle$1,900-$116
21Kia Rio$1,934-$82
22Toyota Prius$1,950-$66
23Honda Clarity$1,972-$44
24Chevrolet Sonic$1,994-$22
25Volkswagen GTI$2,000-$16
26Hyundai Ioniq$2,016--
27Chevrolet Cruze$2,036$20
28Chevrolet Volt$2,056$40
29Hyundai Elantra$2,096$80
30Volkswagen Jetta$2,144$128
31Volkswagen E-Golf$2,154$138
32Toyota 86$2,270$254
33Toyota Mirai$2,378$362

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Ioniq Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Hyundai Ioniq.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Hyundai Ioniq Insurance Rates by Trim Level
2019 Hyundai Ioniq Trim Level Annual Premium Cost Per Month
Hybrid Blue Hatchback$1,906$159
Plug-in Hatchback$1,926$161
Hybrid SEL Hatchback$1,966$164
Limited Plug-in Hatchback$2,044$170
Electric Hatchback$2,054$171
Hybrid Limited Hatchback$2,082$174
Hybrid Limited Ultimate Hatchback$2,142$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Hyundai Ioniq for different driver ages.

2019 Hyundai Ioniq Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,349$612
17$7,079$590
18$6,271$523
19$5,731$478
20$4,366$364
21$4,159$347
22$3,712$309
23$3,068$256
24$2,887$241
25$2,340$195
30$2,142$179
35$2,072$173
40$2,016$168
45$1,892$158
50$1,796$150
55$1,674$140
60$1,680$140
65$1,794$150
70$1,952$163
75$2,322$194
80$2,868$239

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Ioniq trim levels.