2021 Hyundai Ioniq Car Insurance Calculator

Learn visually how the choices you make affect the cost of insurance for a 2021 Hyundai Ioniq. Modify choices like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2021 Hyundai Ioniq is $2,340 per year, or about $195 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,340

Cost Per Month

$195

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Ioniq Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Hyundai Ioniq.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,340
Average Rate
Your Rate
$2,340

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Hyundai Ioniq trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Hyundai Ioniq is $2,340.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Hyundai Ioniq vs. the Small Car Segment

The table below compares insurance rates for the 2021 Hyundai Ioniq against all other models in the small car segment. The Hyundai Ioniq is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Ioniq, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Ioniq.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Hyundai Ioniq Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,630-$710
2Kia Rio5$1,722-$618
3Toyota Corolla$1,736-$604
4Volkswagen Golf$1,788-$552
5Subaru Impreza$1,830-$510
6Nissan Sentra$1,872-$468
7Mazda 3$1,884-$456
8Honda Civic$1,918-$422
9Kia Rio$1,928-$412
10Hyundai Accent$1,944-$396
11Kia Forte$1,974-$366
2021 Small Car Average$2,056-$284
12Toyota Prius$2,086-$254
13Hyundai Veloster$2,152-$188
14Volkswagen Jetta$2,156-$184
15Nissan Versa$2,164-$176
16Volkswagen GTI$2,168-$172
17Nissan Leaf$2,190-$150
18Mitsubishi Mirage G4$2,192-$148
19Honda Clarity$2,272-$68
20Hyundai Elantra$2,298-$42
21Hyundai Ioniq$2,340--
22Toyota 86$2,478$138
23Toyota Mirai$2,574$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Ioniq Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Hyundai Ioniq.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Hyundai Ioniq Insurance Rates by Trim Level
2021 Hyundai Ioniq Trim Level Annual Premium Cost Per Month
Blue Hatchback Hybrid$2,210$184
SE Hatchback Hybrid$2,256$188
SE Hatchback Hybrid Plug-in$2,270$189
SEL Hatchback Hybrid Plug-in$2,336$195
4-Door Hatchback$2,338$195
SEL Hatchback Hybrid$2,384$199
Limited Hatchback Hybrid Plug-in$2,400$200
Limited Hatchback$2,404$200
Limited Ultimate Hatchback Hybrid$2,468$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Hyundai Ioniq for different driver ages.

2021 Hyundai Ioniq Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,528$711
17$8,213$684
18$7,267$606
19$6,646$554
20$5,062$422
21$4,827$402
22$4,306$359
23$3,563$297
24$3,354$280
25$2,716$226
30$2,488$207
35$2,408$201
40$2,340$195
45$2,198$183
50$2,084$174
55$1,946$162
60$1,952$163
65$2,078$173
70$2,266$189
75$2,694$225
80$3,328$277

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Ioniq trim levels.