Hyundai Kona Car Insurance Calculator

Watch in real-time how changing risk factors impact the insurance cost for a Hyundai Kona. Modify choices like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2024 Hyundai Kona is $2,110 per year, or about $176 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,110

Cost Per Month

$176

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Kona Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Hyundai Kona.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,110
Average Rate
Your Rate
$2,110

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Hyundai Kona.

The 'Average Rate' is a combined value for all Hyundai Kona trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Hyundai Kona is $2,110.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Hyundai Kona vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Hyundai Kona against all other models in the small SUV segment. The Hyundai Kona is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Kona, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Kona.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Hyundai Kona Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$380
2Chevrolet Trailblazer$1,760-$350
3Kia Soul$1,826-$284
4Nissan Kicks$1,844-$266
5Buick Envision$1,878-$232
6Toyota Corolla Cross$1,888-$222
7Hyundai Venue$1,902-$208
8Mazda CX-5$1,910-$200
9Ford Bronco Sport$1,918-$192
10Volkswagen Tiguan$1,938-$172
11Buick Encore$1,988-$122
12Honda CR-V$1,996-$114
13Volkswagen Taos$2,008-$102
14Kia Niro$2,014-$96
15Honda HR-V$2,040-$70
16Subaru Forester$2,084-$26
17Kia Seltos$2,094-$16
18GMC Terrain$2,096-$14
19Nissan Rogue$2,106-$4
20Hyundai Kona$2,110--
21Mazda CX-30$2,114$4
22Volkswagen ID4$2,124$14
23Ford Escape$2,138$28
2024 Small SUV Average$2,154$44
24Chevrolet Equinox$2,158$48
25Toyota RAV4$2,162$52
26Mazda MX-30$2,172$62
27Hyundai Tucson$2,176$66
28Chevrolet Trax$2,210$100
29Mini Cooper Clubman$2,220$110
30Mini Cooper$2,226$116
31Mitsubishi Eclipse Cross$2,246$136
32Jeep Renegade$2,252$142
33Mitsubishi Outlander$2,280$170
34Kia Sportage$2,294$184
35Hyundai Ioniq 5$2,302$192
36Nissan Ariya$2,304$194
37Fiat 500X$2,310$200
38Mini Cooper Countryman$2,318$208
39Subaru Solterra$2,320$210
40Mazda CX-50$2,326$216
41Toyota bz4X$2,330$220
42Mitsubishi Mirage$2,342$232
43Kia EV6$2,416$306
44Dodge Hornet$2,492$382
45Jeep Compass$2,536$426
46Hyundai Nexo$2,584$474
47Ford Mustang Mach-E$2,742$632

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Kona Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Hyundai Kona.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Hyundai Kona Insurance Rates by Trim Level
2024 Hyundai Kona Trim Level Annual Premium Cost Per Month
SE$1,900$158
SEL$1,938$162
N Line$2,060$172
Limited$2,080$173
N$2,134$178
Electric SE$2,184$182
Electric SEL$2,256$188
Electric Limited$2,326$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Hyundai Kona for different driver ages.

2024 Hyundai Kona Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,471$623
17$7,201$600
18$6,390$533
19$5,859$488
20$4,486$374
21$4,285$357
22$3,832$319
23$3,190$266
24$3,002$250
25$2,442$204
30$2,242$187
35$2,172$181
40$2,110$176
45$1,978$165
50$1,878$157
55$1,750$146
60$1,752$146
65$1,860$155
70$2,020$168
75$2,382$199
80$2,920$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Kona trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Hyundai Kona.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Hyundai Kona Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Hyundai Kona$2,110$176
2023 Hyundai Kona$1,910$159
2022 Hyundai Kona$1,850$154
2021 Hyundai Kona$1,762$147
2020 Hyundai Kona$1,714$143
2019 Hyundai Kona$1,658$138
2018 Hyundai Kona$1,458$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Hyundai Kona trim levels for each model year.