2018 Hyundai Kona Car Insurance Calculator

Learn how seemingly small changes affect the cost of insurance for a 2018 Hyundai Kona. Tailor settings like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2018 Hyundai Kona is $1,458 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,458

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Kona Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Hyundai Kona.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,458
Average Rate
Your Rate
$1,458

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Hyundai Kona trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Hyundai Kona is $1,458.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Hyundai Kona vs. the Small SUV Segment

The table below compares insurance rates for the 2018 Hyundai Kona against all other models in the small SUV segment. The Hyundai Kona is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Kona, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Kona.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Hyundai Kona Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,374-$84
2Nissan Kicks$1,408-$50
3Toyota C-HR$1,412-$46
4Jeep Compass$1,426-$32
5Subaru Crosstrek$1,442-$16
6Hyundai Kona$1,458--
7Honda CR-V$1,464$6
8Mazda CX-3$1,472$14
9Chevrolet Equinox$1,554$96
10Honda HR-V$1,560$102
11Mitsubishi Eclipse Cross$1,574$116
12Mazda CX-5$1,606$148
13Subaru Forester$1,622$164
14Chevrolet Trax$1,628$170
2018 Small SUV Average$1,649$191
15Nissan Rogue$1,656$198
16Buick Encore$1,666$208
17Jeep Renegade$1,676$218
18Mini Cooper$1,692$234
19Hyundai Tucson$1,698$240
20Kia Soul$1,702$244
21Volkswagen Tiguan$1,716$258
22Buick Envision$1,740$282
23Toyota RAV4$1,750$292
24Kia Sportage$1,754$296
25Mini Cooper Countryman$1,758$300
26Ford Escape$1,768$310
27Ford C-Max$1,798$340
28GMC Terrain$1,804$346
29Mini Cooper Clubman$1,826$368
30Chevrolet Bolt$1,830$372
31Mitsubishi Mirage$1,832$374
32Kia Niro$1,862$404
33Mitsubishi Outlander$1,880$422

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Kona Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Hyundai Kona.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Hyundai Kona Insurance Rates by Trim Level
2018 Hyundai Kona Trim Level Annual Premium Cost Per Month
SE 2WD$1,334$111
SE AWD$1,392$116
SEL 2WD$1,392$116
SEL AWD$1,446$121
SEL Tech 2WD$1,446$121
SEL Tech AWD$1,446$121
Limited 2WD$1,500$125
Limited AWD$1,500$125
Ultimate 2WD$1,558$130
Ultimate AWD$1,574$131

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Hyundai Kona for different driver ages.

2018 Hyundai Kona Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,333$444
17$5,116$426
18$4,489$374
19$4,123$344
20$3,133$261
21$2,990$249
22$2,660$222
23$2,220$185
24$2,081$173
25$1,688$141
30$1,544$129
35$1,500$125
40$1,458$122
45$1,372$114
50$1,306$109
55$1,220$102
60$1,222$102
65$1,300$108
70$1,420$118
75$1,694$141
80$2,090$174

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Kona trim levels.