2019 Hyundai Kona Car Insurance Calculator

Explore and understand how changing risk factors influence insurance rates for a 2019 Hyundai Kona. Modify choices like policy discounts, Kona trim level, driving record, and coverage amounts. Know immediately how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2019 Hyundai Kona is $1,658 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,658

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Kona Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Hyundai Kona.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,658
Average Rate
Your Rate
$1,658

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Hyundai Kona trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Hyundai Kona is $1,658.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Hyundai Kona vs. the Small SUV Segment

The table below compares insurance rates for the 2019 Hyundai Kona against all other models in the small SUV segment. The Hyundai Kona is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Kona, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Kona.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Hyundai Kona Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,446-$212
2Toyota C-HR$1,448-$210
3Jeep Compass$1,506-$152
4Nissan Kicks$1,508-$150
5Honda CR-V$1,522-$136
6Mazda CX-3$1,532-$126
7Subaru Crosstrek$1,558-$100
8Honda HR-V$1,650-$8
9Hyundai Kona$1,658--
10Chevrolet Equinox$1,680$22
11Chevrolet Trax$1,692$34
12Subaru Forester$1,702$44
13Mitsubishi Eclipse Cross$1,710$52
14Buick Encore$1,726$68
15Nissan Rogue$1,738$80
16Mazda CX-5$1,742$84
2019 Small SUV Average$1,755$97
17Fiat 500X$1,768$110
18Buick Envision$1,772$114
19Jeep Renegade$1,786$128
20Hyundai Tucson$1,790$132
21Kia Soul$1,806$148
22Volkswagen Tiguan$1,820$162
23Mini Cooper Countryman$1,832$174
24Toyota RAV4$1,838$180
25Mini Cooper$1,846$188
26Kia Sportage$1,852$194
27Ford Escape$1,862$204
28GMC Terrain$1,882$224
29Chevrolet Bolt$1,898$240
30Mini Cooper Clubman$1,906$248
31Mitsubishi Mirage$1,910$252
32Kia Niro$1,922$264
33Mitsubishi Outlander$2,002$344
34Hyundai Nexo$2,350$692

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Kona Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Hyundai Kona.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Hyundai Kona Insurance Rates by Trim Level
2019 Hyundai Kona Trim Level Annual Premium Cost Per Month
SE 2WD$1,388$116
SE AWD$1,448$121
SEL 2WD$1,448$121
SEL Tech 2WD$1,448$121
SEL AWD$1,506$126
SEL Tech AWD$1,506$126
Limited 2WD$1,566$131
Limited AWD$1,626$136
Ultimate 2WD$1,626$136
Ultimate AWD$1,642$137
Electric SEL 2WD$2,082$174
Electric Limited 2WD$2,142$179
Electric Ultimate 2WD$2,142$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Hyundai Kona for different driver ages.

2019 Hyundai Kona Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,039$503
17$5,813$484
18$5,132$428
19$4,701$392
20$3,579$298
21$3,412$284
22$3,043$254
23$2,519$210
24$2,370$198
25$1,920$160
30$1,760$147
35$1,706$142
40$1,658$138
45$1,558$130
50$1,480$123
55$1,382$115
60$1,384$115
65$1,474$123
70$1,606$134
75$1,912$159
80$2,360$197

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Kona trim levels.