2022 Hyundai Kona Car Insurance Calculator

Monitor in real-time how seemingly small changes impact the cost of car insurance for a 2022 Hyundai Kona. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see if rates change for better or worse.

The average estimated car insurance premium for a 2022 Hyundai Kona is $1,850 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,850

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Kona Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Hyundai Kona.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,850
Average Rate
Your Rate
$1,850

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Hyundai Kona trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Hyundai Kona is $1,850.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Hyundai Kona vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Hyundai Kona against all other models in the small SUV segment. The Hyundai Kona is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Kona, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Kona.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Hyundai Kona Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$224
2Nissan Kicks$1,666-$184
3Chevrolet Trailblazer$1,678-$172
4Subaru Crosstrek$1,718-$132
5Buick Encore$1,768-$82
6Toyota C-HR$1,774-$76
7Nissan Rogue Sport$1,782-$68
8Hyundai Venue$1,812-$38
9Buick Envision$1,818-$32
10Kia Seltos$1,820-$30
11Ford Bronco Sport$1,828-$22
12Toyota Corolla Cross$1,834-$16
13Hyundai Kona$1,850--
14Subaru Forester$1,852$2
15Volkswagen Tiguan$1,860$10
16Honda CR-V$1,872$22
17Mazda CX-30$1,892$42
18Honda HR-V$1,918$68
19Ford Ecosport$1,936$86
20Chevrolet Trax$1,958$108
21GMC Terrain$1,966$116
22Mitsubishi Eclipse Cross$1,972$122
2022 Small SUV Average$1,982$132
23Hyundai Tucson$1,986$136
24Chevrolet Bolt$1,994$144
25Chevrolet Equinox$1,998$148
26Volkswagen Taos$2,002$152
27Fiat 500X$2,010$160
28Toyota RAV4$2,018$168
29Kia Soul$2,020$170
30Mazda MX-30$2,062$212
31Jeep Compass$2,070$220
32Kia Niro$2,076$226
33Nissan Rogue$2,092$242
34Ford Escape$2,102$252
35Hyundai Ioniq 5$2,118$268
36Mini Cooper Clubman$2,124$274
37Jeep Renegade$2,126$276
38Kia Sportage$2,136$286
39Volkswagen ID4$2,178$328
40Mini Cooper$2,188$338
41Mini Cooper Countryman$2,210$360
42Mitsubishi Outlander$2,300$450
43Mitsubishi Mirage$2,320$470
44Ford Mustang Mach-E$2,418$568
45Hyundai Nexo$2,444$594

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Kona Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Hyundai Kona.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Hyundai Kona Insurance Rates by Trim Level
2022 Hyundai Kona Trim Level Annual Premium Cost Per Month
SE$1,642$137
SEL$1,706$142
N Line$1,772$148
Limited$1,838$153
Electric SEL$2,038$170
Electric Limited$2,104$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Hyundai Kona for different driver ages.

2022 Hyundai Kona Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,594$550
17$6,369$531
18$5,674$473
19$5,184$432
20$3,967$331
21$3,787$316
22$3,388$282
23$2,801$233
24$2,641$220
25$2,144$179
30$1,970$164
35$1,904$159
40$1,850$154
45$1,734$145
50$1,646$137
55$1,536$128
60$1,538$128
65$1,636$136
70$1,772$148
75$2,088$174
80$2,568$214

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Kona trim levels.