2023 Hyundai Kona Car Insurance Calculator

Discover and learn how life choices affect the cost of insurance for a 2023 Hyundai Kona. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if rates increase or decrease and why.

The average estimated car insurance premium for a 2023 Hyundai Kona is $1,910 per year, or about $159 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,910

Cost Per Month

$159

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Kona Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Hyundai Kona.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,910
Average Rate
Your Rate
$1,910

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Hyundai Kona trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Hyundai Kona is $1,910.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Hyundai Kona vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Hyundai Kona against all other models in the small SUV segment. The Hyundai Kona is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Kona, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Kona.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Hyundai Kona Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$188
2Subaru Crosstrek$1,740-$170
3Nissan Kicks$1,744-$166
4Nissan Rogue Sport$1,776-$134
5Mazda CX-5$1,794-$116
6Buick Encore$1,814-$96
7Buick Envision$1,822-$88
8Kia Seltos$1,844-$66
9Hyundai Venue$1,854-$56
10Honda HR-V$1,886-$24
11Hyundai Kona$1,910--
12Subaru Forester$1,926$16
13Honda CR-V$1,932$22
14Mazda CX-30$1,936$26
15Chevrolet Trax$1,950$40
16Volkswagen Tiguan$1,978$68
17Ford Bronco Sport$1,984$74
18Fiat 500X$2,018$108
19Kia Soul$2,022$112
20GMC Terrain$2,024$114
21Mitsubishi Eclipse Cross$2,034$124
22Chevrolet Equinox$2,048$138
23Toyota Corolla Cross$2,056$146
24Volkswagen Taos$2,062$152
25Mazda CX-50$2,064$154
2023 Small SUV Average$2,073$163
26Hyundai Tucson$2,082$172
27Ford Escape$2,086$176
28Nissan Rogue$2,094$184
29Kia Niro$2,110$200
30Toyota RAV4$2,112$202
31Mazda MX-30$2,116$206
32Mini Cooper$2,126$216
33Jeep Compass$2,130$220
34Mini Cooper Clubman$2,162$252
35Jeep Renegade$2,192$282
36Chevrolet Bolt$2,206$296
37Toyota bz4X$2,216$306
38Hyundai Ioniq 5$2,260$350
39Kia Sportage$2,270$360
40Mini Cooper Countryman$2,338$428
41Mitsubishi Mirage$2,340$430
42Mitsubishi Outlander$2,352$442
43Volkswagen ID4$2,366$456
44Kia EV6$2,416$506
45Dodge Hornet$2,418$508
46Hyundai Nexo$2,508$598
47Ford Mustang Mach-E$2,576$666

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Kona Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Hyundai Kona.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Hyundai Kona Insurance Rates by Trim Level
2023 Hyundai Kona Trim Level Annual Premium Cost Per Month
SE$1,680$140
SEL$1,734$145
N Line$1,826$152
Limited$1,846$154
N$1,936$161
Electric SE$2,020$168
Electric SEL$2,088$174
Electric Limited$2,154$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Hyundai Kona for different driver ages.

2023 Hyundai Kona Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,776$565
17$6,548$546
18$5,843$487
19$5,335$445
20$4,088$341
21$3,902$325
22$3,493$291
23$2,887$241
24$2,725$227
25$2,210$184
30$2,032$169
35$1,964$164
40$1,910$159
45$1,790$149
50$1,698$142
55$1,586$132
60$1,588$132
65$1,688$141
70$1,824$152
75$2,148$179
80$2,638$220

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Kona trim levels.