2023 Hyundai Palisade Car Insurance Calculator

View in real-time how different driver and vehicle factors impact car insurance rates for a 2023 Hyundai Palisade. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see how much rates change and learn exactly why.

The average estimated car insurance premium for a 2023 Hyundai Palisade is $2,118 per year, or about $177 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,118

Cost Per Month

$177

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Palisade Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Hyundai Palisade.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,118
Average Rate
Your Rate
$2,118

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Hyundai Palisade trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Hyundai Palisade is $2,118.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Hyundai Palisade vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Hyundai Palisade against all other models in the midsize SUV segment. The Hyundai Palisade is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Palisade, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Palisade.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Hyundai Palisade Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$344
2Subaru Ascent$1,854-$264
3Ford Edge$1,932-$186
4Volkswagen Atlas$1,946-$172
5Ford Explorer$1,950-$168
6Nissan Murano$1,958-$160
7Subaru Outback$1,964-$154
8Volkswagen Atlas Cross Sport$2,036-$82
9Toyota Venza$2,076-$42
10Kia Sorento$2,092-$26
11Hyundai Palisade$2,118--
12Toyota 4Runner$2,134$16
13GMC Acadia$2,168$50
14Chevrolet Traverse$2,174$56
15Honda Pilot$2,192$74
16Buick Enclave$2,196$78
17Nissan Pathfinder$2,210$92
18Mazda CX-9$2,220$102
2023 Midsize SUV Average$2,227$109
19Mitsubishi Outlander Sport$2,252$134
20Kia Telluride$2,266$148
21Toyota Highlander$2,284$166
22Chevrolet Blazer$2,306$188
23Hyundai Santa Fe$2,336$218
24Jeep Grand Cherokee$2,420$302
25Jeep Cherokee$2,464$346
26Jeep Wrangler$2,514$396
27Ford Bronco$2,536$418
28Tesla Model Y$2,548$430
29Mitsubishi Outlander PHEV$2,606$488
30Dodge Durango$2,708$590
31Rivian R1S$2,790$672

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Palisade Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Hyundai Palisade.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Hyundai Palisade Insurance Rates by Trim Level
2023 Hyundai Palisade Trim Level Annual Premium Cost Per Month
SE$1,976$165
SEL$2,052$171
XRT$2,102$175
Limited$2,210$184
Calligraphy$2,250$188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Hyundai Palisade for different driver ages.

2023 Hyundai Palisade Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,394$616
17$7,208$601
18$6,542$545
19$5,928$494
20$4,560$380
21$4,354$363
22$3,913$326
23$3,187$266
24$3,025$252
25$2,462$205
30$2,268$189
35$2,172$181
40$2,118$177
45$1,978$165
50$1,868$156
55$1,744$145
60$1,750$146
65$1,866$156
70$1,994$166
75$2,318$193
80$2,852$238

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Palisade trim levels.