Hyundai Santa Fe Car Insurance Calculator

Understand how decisions you make affect car insurance rates for a Hyundai Santa Fe. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly how changes you make impact the rate.

The average estimated car insurance premium for a 2024 Hyundai Santa Fe is $2,382 per year, or about $199 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,382

Cost Per Month

$199

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,382
Average Rate
Your Rate
$2,382

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Hyundai Santa Fe.

The 'Average Rate' is a combined value for all Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Hyundai Santa Fe is $2,382.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$516
2Nissan Murano$1,968-$414
3Subaru Outback$1,994-$388
4Buick Envista$2,004-$378
5Subaru Ascent$2,038-$344
6Volkswagen Atlas$2,078-$304
7Volkswagen Atlas Cross Sport$2,086-$296
8Ford Explorer$2,124-$258
9Toyota Highlander$2,132-$250
10Toyota Venza$2,136-$246
11Chevrolet Traverse$2,186-$196
12Mitsubishi Outlander Sport$2,198-$184
13Mitsubishi Outlander PHEV$2,210-$172
14Ford Edge$2,214-$168
15Kia Sorento$2,222-$160
16GMC Acadia$2,262-$120
17Buick Enclave$2,266-$116
18Honda Pilot$2,280-$102
19Mazda CX-9$2,286-$96
2024 Midsize SUV Average$2,314-$68
20Jeep Grand Cherokee$2,342-$40
21Hyundai Santa Fe$2,382--
22Nissan Pathfinder$2,384$2
23Hyundai Palisade$2,394$12
24Chevrolet Blazer$2,416$34
25Kia Telluride$2,444$62
26Toyota 4Runner$2,510$128
27Mazda CX-90$2,522$140
28Toyota Grand Highlander$2,552$170
29Kia EV9$2,568$186
30Tesla Model Y$2,592$210
31Ford Bronco$2,600$218
32Jeep Wrangler$2,676$294
33Dodge Durango$2,872$490
34Rivian R1S$2,882$500

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Hyundai Santa Fe Insurance Rates by Trim Level
2024 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
SE$2,142$179
SEL$2,258$188
XRT$2,306$192
Hybrid Blue$2,354$196
Hybrid SEL Premium$2,428$202
Limited$2,436$203
Plug-in Hybrid SEL Convenience$2,436$203
Hybrid Limited$2,462$205
Calligraphy$2,470$206
Plug-in Hybrid Limited$2,530$211

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Hyundai Santa Fe for different driver ages.

2024 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,461$705
17$8,230$686
18$7,441$620
19$6,741$562
20$5,179$432
21$4,938$412
22$4,429$369
23$3,604$300
24$3,418$285
25$2,770$231
30$2,546$212
35$2,444$204
40$2,382$199
45$2,222$185
50$2,104$175
55$1,964$164
60$1,970$164
65$2,104$175
70$2,262$189
75$2,646$221
80$3,266$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Hyundai Santa Fe.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Hyundai Santa Fe Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Hyundai Santa Fe$2,382$199
2023 Hyundai Santa Fe$2,336$195
2022 Hyundai Santa Fe$2,230$186
2021 Hyundai Santa Fe$2,210$184
2020 Hyundai Santa Fe$2,148$179
2019 Hyundai Santa Fe$2,016$168
2018 Hyundai Santa Fe$2,050$171
2017 Hyundai Santa Fe$1,916$160
2016 Hyundai Santa Fe$1,692$141
2015 Hyundai Santa Fe$1,606$134
2014 Hyundai Santa Fe$1,546$129
2013 Hyundai Santa Fe$1,528$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Hyundai Santa Fe trim levels for each model year.