2013 Hyundai Santa Fe Car Insurance Calculator

Learn in real-time how choices you make influence insurance rates for a 2013 Hyundai Santa Fe. Modify options like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2013 Hyundai Santa Fe is $1,528 per year, or about $127 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,528

Cost Per Month

$127

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,528
Average Rate
Your Rate
$1,528

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Hyundai Santa Fe is $1,528.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2013 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota FJ Cruiser$1,302-$226
2Ford Flex$1,306-$222
3Ford Edge$1,318-$210
4Subaru Outback$1,320-$208
5Honda Pilot$1,368-$160
6Nissan Xterra$1,374-$154
7Chevrolet Traverse$1,384-$144
8Dodge Journey$1,420-$108
9Kia Sorento$1,438-$90
10Mazda CX-9$1,452-$76
11Toyota Highlander$1,458-$70
12Jeep Grand Cherokee$1,466-$62
2013 Midsize SUV Average$1,476-$52
13Toyota Venza$1,478-$50
14Jeep Wrangler$1,498-$30
15Ford Explorer$1,520-$8
16Hyundai Santa Fe$1,528--
17Nissan Pathfinder$1,534$6
18Dodge Durango$1,538$10
19Nissan Murano$1,544$16
20Toyota 4Runner$1,558$30
21GMC Acadia$1,578$50
22Buick Enclave$1,716$188
23Volkswagen Touareg$1,858$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Hyundai Santa Fe Insurance Rates by Trim Level
2013 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
Sport 2WD$1,458$122
GLS Saddle 2WD$1,498$125
Sport 2.0T 2WD$1,498$125
Sport 4WD$1,498$125
GLS 2WD$1,510$126
GLS Saddle 4WD$1,510$126
Sport 2.0T 4WD$1,510$126
GLS 4WD$1,552$129
Sport 2.0T Tech 2WD$1,552$129
Sport 2.0T Tech 4WD$1,552$129
Limited 2WD$1,592$133
Limited 4WD$1,592$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Hyundai Santa Fe for different driver ages.

2013 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,635$470
17$5,391$449
18$4,701$392
19$4,330$361
20$3,283$274
21$3,130$261
22$2,781$232
23$2,326$194
24$2,182$182
25$1,766$147
30$1,612$134
35$1,574$131
40$1,528$127
45$1,438$120
50$1,368$114
55$1,278$107
60$1,280$107
65$1,360$113
70$1,498$125
75$1,794$150
80$2,218$185

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.