2016 Hyundai Santa Fe Car Insurance Calculator

Learn in real-time how changing risk factors affect car insurance rates for a 2016 Hyundai Santa Fe. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2016 Hyundai Santa Fe is $1,692 per year, or about $141 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,692

Cost Per Month

$141

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,692
Average Rate
Your Rate
$1,692

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Hyundai Santa Fe is $1,692.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2016 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,438-$254
2Chevrolet Traverse$1,512-$180
3Ford Flex$1,544-$148
4Jeep Cherokee$1,566-$126
5Dodge Journey$1,572-$120
6Dodge Durango$1,590-$102
7Toyota 4Runner$1,608-$84
8Ford Edge$1,628-$64
9Mazda CX-9$1,650-$42
10Nissan Pathfinder$1,660-$32
2016 Midsize SUV Average$1,667-$25
11Honda Pilot$1,670-$22
12Nissan Murano$1,678-$14
13Jeep Grand Cherokee$1,680-$12
14Hyundai Santa Fe$1,692--
15Jeep Wrangler$1,734$42
16GMC Acadia$1,742$50
17Buick Enclave$1,750$58
18Ford Explorer$1,772$80
19Toyota Highlander$1,806$114
20Kia Sorento$1,816$124
21Volkswagen Touareg$1,892$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Hyundai Santa Fe Insurance Rates by Trim Level
2016 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
Sport 2WD$1,558$130
Sport 4WD$1,604$134
SE Premium 4WD$1,652$138
Sport Premium 2WD$1,652$138
Sport Premium 4WD$1,652$138
Sport Ultimate 2WD$1,652$138
3.6 GLS 2WD$1,702$142
4WD$1,702$142
SE 2WD$1,702$142
SE 4WD$1,702$142
Sport 2.0T 2WD$1,702$142
Sport 2.0T 4WD$1,702$142
Sport Ultimate 4WD$1,702$142
Limited 2WD$1,748$146
Sport 2.0T Tech 2WD$1,748$146
Limited 4WD$1,798$150
Sport 2.0T Tech 4WD$1,798$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Hyundai Santa Fe for different driver ages.

2016 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,218$518
17$5,967$497
18$5,239$437
19$4,807$401
20$3,653$304
21$3,482$290
22$3,098$258
23$2,577$215
24$2,421$202
25$1,962$164
30$1,790$149
35$1,740$145
40$1,692$141
45$1,590$133
50$1,512$126
55$1,410$118
60$1,412$118
65$1,506$126
70$1,650$138
75$1,970$164
80$2,436$203

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.