2018 Hyundai Santa Fe Car Insurance Calculator

View in real-time how seemingly small changes impact the cost of insurance for a 2018 Hyundai Santa Fe. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2018 Hyundai Santa Fe is $2,050 per year, or about $171 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,050

Cost Per Month

$171

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,050
Average Rate
Your Rate
$2,050

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Hyundai Santa Fe is $2,050.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2018 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,572-$478
2Subaru Outback$1,660-$390
3Ford Edge$1,670-$380
4Chevrolet Traverse$1,694-$356
5Toyota 4Runner$1,704-$346
6Honda Pilot$1,732-$318
7Nissan Murano$1,752-$298
8Ford Explorer$1,786-$264
9Mazda CX-9$1,792-$258
10Ford Flex$1,834-$216
2018 Midsize SUV Average$1,837-$213
11Kia Sorento$1,862-$188
12Dodge Journey$1,868-$182
13GMC Acadia$1,876-$174
14Toyota Highlander$1,924-$126
15Dodge Durango$1,936-$114
16Jeep Cherokee$1,946-$104
17Jeep Grand Cherokee$1,950-$100
18Buick Enclave$1,964-$86
19Nissan Pathfinder$1,980-$70
20Jeep Wrangler$2,016-$34
21Hyundai Santa Fe$2,050--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Hyundai Santa Fe Insurance Rates by Trim Level
2018 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
Sport 2WD$1,928$161
Sport 4WD$1,948$162
SE 2WD$1,984$165
SE AWD$1,984$165
SE Premium 2WD$2,040$170
Sport 2.0T Ultimate 2WD$2,040$170
Limited Ultimate 2WD$2,096$175
SE Premium AWD$2,096$175
SE Ultimate 2WD$2,096$175
Sport 2.0T Ultimate 4WD$2,096$175
Limited Ultimate AWD$2,150$179
SE Ultimate AWD$2,150$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Hyundai Santa Fe for different driver ages.

2018 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,546$629
17$7,253$604
18$6,386$532
19$5,851$488
20$4,446$371
21$4,239$353
22$3,772$314
23$3,128$261
24$2,940$245
25$2,380$198
30$2,176$181
35$2,110$176
40$2,050$171
45$1,926$161
50$1,830$153
55$1,708$142
60$1,712$143
65$1,826$152
70$2,000$167
75$2,386$199
80$2,954$246

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.