2020 Hyundai Santa Fe Car Insurance Calculator

Get instant feedback how decisions you make impact car insurance rates for a 2020 Hyundai Santa Fe. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Hyundai Santa Fe is $2,148 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,148

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,148
Average Rate
Your Rate
$2,148

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Hyundai Santa Fe is $2,148.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$424
2Honda Passport$1,752-$396
3Chevrolet Blazer$1,760-$388
4Kia Telluride$1,776-$372
5Volkswagen Atlas$1,790-$358
6Subaru Ascent$1,802-$346
7Nissan Murano$1,864-$284
8Honda Pilot$1,868-$280
9Buick Enclave$1,938-$210
10Hyundai Palisade$1,946-$202
11Ford Explorer$1,958-$190
12Dodge Journey$1,974-$174
13Subaru Outback$1,988-$160
14GMC Acadia$2,010-$138
15Chevrolet Traverse$2,024-$124
16Kia Sorento$2,034-$114
2020 Midsize SUV Average$2,035-$113
17Toyota 4Runner$2,050-$98
18Nissan Pathfinder$2,098-$50
19Mazda CX-9$2,114-$34
20Mitsubishi Outlander Sport$2,116-$32
21Toyota Highlander$2,140-$8
22Hyundai Santa Fe$2,148--
23Dodge Durango$2,224$76
24Jeep Grand Cherokee$2,262$114
25Jeep Wrangler$2,298$150
26Jeep Cherokee$2,318$170
27Mitsubishi Outlander PHEV$2,330$182
28Tesla Model Y$2,666$518

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Hyundai Santa Fe Insurance Rates by Trim Level
2020 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
SE 2WD$2,006$167
SE AWD$2,006$167
SEL 2WD$2,006$167
SEL AWD$2,068$172
SEL Plus 2WD$2,128$177
SEL Plus AWD$2,128$177
SEL Plus Premium 2WD$2,128$177
Limited 2WD$2,190$183
SEL 2.0 Plus Premium 2WD$2,190$183
SEL Plus Premium AWD$2,190$183
Limited 2.0T 2WD$2,254$188
Limited 2.0T AWD$2,254$188
Limited AWD$2,254$188
SEL 2.0 Plus Premium AWD$2,254$188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Hyundai Santa Fe for different driver ages.

2020 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,879$657
17$7,579$632
18$6,691$558
19$6,121$510
20$4,654$388
21$4,438$370
22$3,953$329
23$3,272$273
24$3,079$257
25$2,490$208
30$2,282$190
35$2,210$184
40$2,148$179
45$2,018$168
50$1,912$159
55$1,786$149
60$1,792$149
65$1,910$159
70$2,088$174
75$2,488$207
80$3,078$257

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.