2021 Hyundai Santa Fe Car Insurance Calculator

Understand how life choices impact the cost of car insurance for a 2021 Hyundai Santa Fe. Play around with factors like vehicle usage, driver gender, marital status, and the state you live in. Know immediately why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2021 Hyundai Santa Fe is $2,210 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,210

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,210
Average Rate
Your Rate
$2,210

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Hyundai Santa Fe is $2,210.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2021 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782-$428
2Honda Passport$1,806-$404
3Chevrolet Blazer$1,816-$394
4Kia Telluride$1,832-$378
5Volkswagen Atlas$1,846-$364
6Subaru Ascent$1,860-$350
7Nissan Murano$1,920-$290
8Honda Pilot$1,928-$282
9Buick Enclave$2,000-$210
10Hyundai Palisade$2,008-$202
11Subaru Outback$2,052-$158
12Ford Explorer$2,058-$152
13GMC Acadia$2,070-$140
14Chevrolet Traverse$2,084-$126
15Kia Sorento$2,094-$116
16Toyota 4Runner$2,112-$98
2021 Midsize SUV Average$2,115-$95
17Nissan Pathfinder$2,160-$50
18Mazda CX-9$2,170-$40
19Mitsubishi Outlander Sport$2,178-$32
20Toyota Venza$2,194-$16
21Toyota Highlander$2,202-$8
22Hyundai Santa Fe$2,210--
23Dodge Durango$2,290$80
24Jeep Grand Cherokee$2,350$140
25Ford Bronco$2,366$156
26Jeep Wrangler$2,392$182
27Jeep Cherokee$2,394$184
28Mitsubishi Outlander PHEV$2,402$192
29Tesla Model Y$2,750$540

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Hyundai Santa Fe Insurance Rates by Trim Level
2021 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
SE 2WD$2,064$172
SE AWD$2,064$172
SEL 2WD$2,064$172
SEL AWD$2,126$177
SEL Plus 2WD$2,192$183
SEL Plus AWD$2,192$183
SEL Plus Premium 2WD$2,192$183
Limited 2WD$2,256$188
SEL 2.0 Plus Premium 2WD$2,256$188
SEL Plus Premium AWD$2,256$188
Limited 2.0T 2WD$2,320$193
Limited 2.0T AWD$2,320$193
Limited AWD$2,320$193
SEL 2.0 Plus Premium AWD$2,320$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Hyundai Santa Fe for different driver ages.

2021 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,088$674
17$7,787$649
18$6,883$574
19$6,294$525
20$4,790$399
21$4,567$381
22$4,070$339
23$3,367$281
24$3,167$264
25$2,562$214
30$2,346$196
35$2,274$190
40$2,210$184
45$2,074$173
50$1,966$164
55$1,838$153
60$1,842$154
65$1,962$164
70$2,144$179
75$2,554$213
80$3,160$263

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.