2022 Hyundai Santa Fe Car Insurance Calculator

Explore and learn how different factors impact the cost of car insurance for a 2022 Hyundai Santa Fe. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2022 Hyundai Santa Fe is $2,230 per year, or about $186 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,230

Cost Per Month

$186

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Santa Fe Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Hyundai Santa Fe.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,230
Average Rate
Your Rate
$2,230

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Hyundai Santa Fe trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Hyundai Santa Fe is $2,230.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Hyundai Santa Fe vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Hyundai Santa Fe against all other models in the midsize SUV segment. The Hyundai Santa Fe is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Santa Fe, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Santa Fe.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Hyundai Santa Fe Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$514
2Subaru Ascent$1,836-$394
3Ford Edge$1,926-$304
4Subaru Outback$1,962-$268
5Nissan Murano$1,984-$246
6Toyota Venza$1,998-$232
7Ford Explorer$2,010-$220
8Kia Sorento$2,024-$206
9Hyundai Palisade$2,052-$178
10Volkswagen Atlas$2,066-$164
11Toyota 4Runner$2,084-$146
12Mazda CX-9$2,132-$98
13Volkswagen Atlas Cross Sport$2,140-$90
14GMC Acadia$2,148-$82
15Toyota Highlander$2,150-$80
16Nissan Pathfinder$2,160-$70
17Honda Pilot$2,168-$62
18Mitsubishi Outlander Sport$2,176-$54
2022 Midsize SUV Average$2,179-$51
19Buick Enclave$2,190-$40
20Chevrolet Traverse$2,202-$28
21Hyundai Santa Fe$2,230--
22Kia Telluride$2,238$8
23Chevrolet Blazer$2,258$28
24Ford Bronco$2,304$74
25Jeep Grand Cherokee$2,356$126
26Jeep Cherokee$2,414$184
27Jeep Wrangler$2,448$218
28Mitsubishi Outlander PHEV$2,480$250
29Dodge Durango$2,504$274
30Tesla Model Y$2,532$302
31Rivian R1S$2,666$436

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Santa Fe Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Hyundai Santa Fe.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Hyundai Santa Fe Insurance Rates by Trim Level
2022 Hyundai Santa Fe Trim Level Annual Premium Cost Per Month
SE$2,070$173
SEL$2,136$178
Hybrid Blue$2,150$179
XRT$2,168$181
Hybrid SEL Premium$2,222$185
Plug-in Hybrid SEL Convenience$2,242$187
Hybrid Limited$2,256$188
Limited$2,334$195
Calligraphy$2,352$196
Plug-in Hybrid Limited$2,372$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Hyundai Santa Fe for different driver ages.

2022 Hyundai Santa Fe Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,037$670
17$7,773$648
18$6,936$578
19$6,323$527
20$4,832$403
21$4,607$384
22$4,120$343
23$3,384$282
24$3,197$266
25$2,590$216
30$2,374$198
35$2,292$191
40$2,230$186
45$2,086$174
50$1,978$165
55$1,846$154
60$1,850$154
65$1,974$165
70$2,142$179
75$2,532$211
80$3,124$260

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Santa Fe trim levels.