2019 Hyundai Sonata Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options affect the cost of insurance for a 2019 Hyundai Sonata. Customize choices like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2019 Hyundai Sonata is $2,058 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,058

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Sonata Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Hyundai Sonata.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,058
Average Rate
Your Rate
$2,058

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Hyundai Sonata trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Hyundai Sonata is $2,058.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Hyundai Sonata vs. the Midsize Car Segment

The table below compares insurance rates for the 2019 Hyundai Sonata against all other models in the midsize car segment. The Hyundai Sonata is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Sonata, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Sonata.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Hyundai Sonata Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Insight$1,662-$396
2Buick Cascada$1,738-$320
3Buick Regal$1,866-$192
4Subaru Legacy$1,886-$172
5Kia Optima$1,910-$148
6Toyota Camry$1,914-$144
7Volkswagen Passat$1,924-$134
2019 Midsize Car Average$1,973-$85
8Buick LaCrosse$1,978-$80
9Chevrolet Malibu$1,980-$78
10Honda Accord$1,994-$64
11Nissan Altima$2,040-$18
12Hyundai Sonata$2,058--
13Tesla Model 3$2,064$6
14Ford Fusion$2,100$42
15Volkswagen Arteon$2,172$114
16Kia Stinger$2,280$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Sonata Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Hyundai Sonata.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Hyundai Sonata Insurance Rates by Trim Level
2019 Hyundai Sonata Trim Level Annual Premium Cost Per Month
Hybrid SE Sedan$1,840$153
EcoSedan$1,986$166
SE Sedan$1,986$166
SEL Sedan$1,986$166
Hybrid Limited Sedan$2,000$167
Sport Sedan$2,044$170
Limited Sedan$2,104$175
Hybrid Plug-in Sedan$2,160$180
Limited 2.0T Sedan$2,162$180
Sport 2.0T Sedan$2,162$180
Hybrid Plug-in Limited Sedan$2,218$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Hyundai Sonata for different driver ages.

2019 Hyundai Sonata Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,488$624
17$7,207$601
18$6,365$530
19$5,830$486
20$4,440$370
21$4,234$353
22$3,773$314
23$3,131$261
24$2,946$246
25$2,386$199
30$2,184$182
35$2,116$176
40$2,058$172
45$1,932$161
50$1,836$153
55$1,710$143
60$1,712$143
65$1,828$152
70$1,994$166
75$2,372$198
80$2,928$244

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Sonata trim levels.