2023 Hyundai Tucson Car Insurance Calculator

Discover and learn how changes to different risk factors affect the cost of insurance for a 2023 Hyundai Tucson. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2023 Hyundai Tucson is $2,082 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,082

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Hyundai Tucson Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Hyundai Tucson.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,082
Average Rate
Your Rate
$2,082

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Hyundai Tucson trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Hyundai Tucson is $2,082.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Hyundai Tucson vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Hyundai Tucson against all other models in the small SUV segment. The Hyundai Tucson is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Hyundai Tucson, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Hyundai Tucson.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Hyundai Tucson Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$360
2Subaru Crosstrek$1,740-$342
3Nissan Kicks$1,744-$338
4Nissan Rogue Sport$1,776-$306
5Mazda CX-5$1,794-$288
6Buick Encore$1,814-$268
7Buick Envision$1,822-$260
8Kia Seltos$1,844-$238
9Hyundai Venue$1,854-$228
10Honda HR-V$1,886-$196
11Hyundai Kona$1,910-$172
12Subaru Forester$1,926-$156
13Honda CR-V$1,932-$150
14Mazda CX-30$1,936-$146
15Chevrolet Trax$1,950-$132
16Volkswagen Tiguan$1,978-$104
17Ford Bronco Sport$1,984-$98
18Fiat 500X$2,018-$64
19Kia Soul$2,022-$60
20GMC Terrain$2,024-$58
21Mitsubishi Eclipse Cross$2,034-$48
22Chevrolet Equinox$2,048-$34
23Toyota Corolla Cross$2,056-$26
24Volkswagen Taos$2,062-$20
25Mazda CX-50$2,064-$18
2023 Small SUV Average$2,073-$9
26Hyundai Tucson$2,082--
27Ford Escape$2,086$4
28Nissan Rogue$2,094$12
29Kia Niro$2,110$28
30Toyota RAV4$2,112$30
31Mazda MX-30$2,116$34
32Mini Cooper$2,126$44
33Jeep Compass$2,130$48
34Mini Cooper Clubman$2,162$80
35Jeep Renegade$2,192$110
36Chevrolet Bolt$2,206$124
37Toyota bz4X$2,216$134
38Hyundai Ioniq 5$2,260$178
39Kia Sportage$2,270$188
40Mini Cooper Countryman$2,338$256
41Mitsubishi Mirage$2,340$258
42Mitsubishi Outlander$2,352$270
43Volkswagen ID4$2,366$284
44Kia EV6$2,416$334
45Dodge Hornet$2,418$336
46Hyundai Nexo$2,508$426
47Ford Mustang Mach-E$2,576$494

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Tucson Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Hyundai Tucson.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Hyundai Tucson Insurance Rates by Trim Level
2023 Hyundai Tucson Trim Level Annual Premium Cost Per Month
SE$1,922$160
SEL$1,966$164
Hybrid Blue$2,032$169
XRT$2,082$174
N Line$2,082$174
Hybrid SEL Convenience$2,092$174
Plug-in Hybrid SEL$2,122$177
Limited$2,124$177
Hybrid Limited$2,170$181
Plug-in Hybrid Limited$2,226$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Hyundai Tucson for different driver ages.

2023 Hyundai Tucson Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,473$623
17$7,207$601
18$6,394$533
19$5,852$488
20$4,469$372
21$4,266$356
22$3,813$318
23$3,155$263
24$2,972$248
25$2,414$201
30$2,212$184
35$2,142$179
40$2,082$174
45$1,952$163
50$1,852$154
55$1,728$144
60$1,732$144
65$1,842$154
70$2,002$167
75$2,368$197
80$2,916$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Hyundai Tucson trim levels.