Infiniti Q40 Car Insurance Calculator

Discover and learn how different risk factors impact the cost of car insurance for an Infiniti Q40. Modify options like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2015 Infiniti Q40 is $1,706 per year, or about $142 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,706

Cost Per Month

$142

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Infiniti Q40 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Infiniti Q40.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,706
Average Rate
Your Rate
$1,706

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Infiniti Q40.

The 'Average Rate' is a combined value for all Infiniti Q40 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Infiniti Q40 is $1,706.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Infiniti Q40 Segment Comparison

The table below compares insurance rates for the 2015 Infiniti Q40 against all other models in the midsize luxury car segment. The Infiniti Q40 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Infiniti Q40, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Infiniti Q40.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Infiniti Q40 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$54
2Acura ILX$1,662-$44
3Audi A3$1,702-$4
4Infiniti Q40$1,706--
5Volvo S80$1,712$6
6Lincoln MKZ$1,726$20
7Mercedes-Benz SLK55 AMG$1,744$38
8Mercedes-Benz CLA250$1,808$102
9Mercedes-Benz CLA45 AMG$1,838$132
10BMW 528xi$1,848$142
11BMW 428xi$1,886$180
12Audi A6$1,926$220
13Audi S4$1,928$222
14Mercedes-Benz C400$1,930$224
15Mercedes-Benz E350$1,946$240
16Lexus ES 300H$1,948$242
17BMW 528i$1,956$250
18Mercedes-Benz C350$1,966$260
19Audi S5$1,978$272
20BMW 428i$1,994$288
21BMW 435xi$1,998$292
22Mercedes-Benz SL400$2,016$310
23Hyundai Genesis$2,030$324
24Infiniti Q50$2,064$358
25BMW Activehybrid 5$2,088$382
26BMW 550i$2,094$388
27Mercedes-Benz E550$2,098$392
28Mercedes-Benz E400$2,110$404
29BMW 435i$2,116$410
30Audi RS 5$2,134$428
31BMW 550xi$2,138$432
2015 Midsize Luxury Car Average$2,143$437
32Jaguar XF$2,162$456
33Mercedes-Benz E250$2,166$460
34BMW 535d$2,178$472
35Lexus GS 350$2,180$474
36BMW 535xi$2,196$490
37BMW 535i$2,200$494
38Mercedes-Benz CLS400$2,204$498
39Mercedes-Benz SL550$2,238$532
40Jaguar XK$2,274$568
41BMW 640xi$2,286$580
42Audi A7$2,294$588
43Audi S6$2,318$612
44BMW 640i$2,350$644
45BMW 650xi$2,392$686
46Jaguar XKR$2,478$772
47Mercedes-Benz S550E$2,498$792
48BMW M5$2,512$806
49Mercedes-Benz SL63 AMG$2,580$874
50Tesla Model S$2,590$884
51BMW M6$2,594$888
52Audi S7$2,612$906
53Mercedes-Benz SLS AMG$3,310$1,604
54Mercedes-Benz SL65 AMG$3,360$1,654

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Q40 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Infiniti Q40.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Infiniti Q40 Insurance Rates by Trim Level
2015 Infiniti Q40 Trim Level Annual Premium Cost Per Month
Premium AWD$1,706$142
Premium Sedan$1,706$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Infiniti Q40 for different driver ages.

2015 Infiniti Q40 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,177$515
17$5,928$494
18$5,208$434
19$4,790$399
20$3,648$304
21$3,480$290
22$3,102$259
23$2,592$216
24$2,432$203
25$1,974$165
30$1,806$151
35$1,756$146
40$1,706$142
45$1,604$134
50$1,524$127
55$1,422$119
60$1,426$119
65$1,514$126
70$1,656$138
75$1,970$164
80$2,426$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Infiniti Q40 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Infiniti Q40.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Infiniti Q40 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2015 Infiniti Q40$1,706$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Infiniti Q40 trim levels for each model year.