2015 Jaguar XF Car Insurance Calculator

Watch in real-time how choices you make influence insurance rates for a 2015 Jaguar XF. Make changes to factors like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover how much your choice changes rates and why.

The average estimated car insurance premium for a 2015 Jaguar XF is $2,162 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,162

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XF Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Jaguar XF.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,162
Average Rate
Your Rate
$2,162

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Jaguar XF trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Jaguar XF is $2,162.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Jaguar XF vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 Jaguar XF against all other models in the midsize luxury car segment. The Jaguar XF is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XF, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XF.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Jaguar XF Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$510
2Acura ILX$1,662-$500
3Audi A3$1,702-$460
4Infiniti Q40$1,706-$456
5Volvo S80$1,712-$450
6Lincoln MKZ$1,726-$436
7Mercedes-Benz SLK55 AMG$1,744-$418
8Mercedes-Benz CLA250$1,808-$354
9Mercedes-Benz CLA45 AMG$1,838-$324
10BMW 528xi$1,848-$314
11BMW 428xi$1,886-$276
12Audi A6$1,926-$236
13Audi S4$1,928-$234
14Mercedes-Benz C400$1,930-$232
15Mercedes-Benz E350$1,946-$216
16Lexus ES 300H$1,948-$214
17BMW 528i$1,956-$206
18Mercedes-Benz C350$1,966-$196
19Audi S5$1,978-$184
20BMW 428i$1,994-$168
21BMW 435xi$1,998-$164
22Mercedes-Benz SL400$2,016-$146
23Hyundai Genesis$2,030-$132
24Infiniti Q50$2,064-$98
25BMW Activehybrid 5$2,088-$74
26BMW 550i$2,094-$68
27Mercedes-Benz E550$2,098-$64
28Mercedes-Benz E400$2,110-$52
29BMW 435i$2,116-$46
30Audi RS 5$2,134-$28
31BMW 550xi$2,138-$24
2015 Midsize Luxury Car Average$2,143-$19
32Jaguar XF$2,162--
33Mercedes-Benz E250$2,166$4
34BMW 535d$2,178$16
35Lexus GS 350$2,180$18
36BMW 535xi$2,196$34
37BMW 535i$2,200$38
38Mercedes-Benz CLS400$2,204$42
39Mercedes-Benz SL550$2,238$76
40Jaguar XK$2,274$112
41BMW 640xi$2,286$124
42Audi A7$2,294$132
43Audi S6$2,318$156
44BMW 640i$2,350$188
45BMW 650xi$2,392$230
46Jaguar XKR$2,478$316
47Mercedes-Benz S550E$2,498$336
48BMW M5$2,512$350
49Mercedes-Benz SL63 AMG$2,580$418
50Tesla Model S$2,590$428
51BMW M6$2,594$432
52Audi S7$2,612$450
53Mercedes-Benz SLS AMG$3,310$1,148
54Mercedes-Benz SL65 AMG$3,360$1,198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 XF Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Jaguar XF.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Jaguar XF Insurance Rates by Trim Level
2015 Jaguar XF Trim Level Annual Premium Cost Per Month
2.0T Premium Sedan$2,020$168
3.0 Portfolio AWD Sedan$2,064$172
3.0 Portfolio Sedan$2,064$172
Sport AWD Sedan$2,064$172
Sport Sedan$2,064$172
Supercharged Sedan$2,228$186
R Sedan$2,316$193
R-S Sedan$2,466$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Jaguar XF for different driver ages.

2015 Jaguar XF Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,657$638
17$7,408$617
18$6,621$552
19$6,045$504
20$4,631$386
21$4,419$368
22$3,960$330
23$3,266$272
24$3,082$257
25$2,506$209
30$2,298$192
35$2,222$185
40$2,162$180
45$2,022$169
50$1,916$160
55$1,788$149
60$1,792$149
65$1,906$159
70$2,060$172
75$2,426$202
80$2,980$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XF trim levels.