2018 Jaguar XF Car Insurance Calculator

Learn how different risk factors impact the insurance cost for a 2018 Jaguar XF. Customize rate factors like your marital status, location, homeowner status, and credit rating. Instantly know the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2018 Jaguar XF is $2,354 per year, or about $196 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,354

Cost Per Month

$196

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XF Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Jaguar XF.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,354
Average Rate
Your Rate
$2,354

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Jaguar XF trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Jaguar XF is $2,354.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Jaguar XF vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2018 Jaguar XF against all other models in the midsize luxury car segment. The Jaguar XF is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XF, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XF.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Jaguar XF Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$598
2Lexus IS 300$1,908-$446
3Lexus RC 300$1,992-$362
4Mercedes-Benz SLC300$2,058-$296
5Lexus ES 350$2,062-$292
6Mercedes-Benz AMG CLA45$2,076-$278
7Audi S5$2,114-$240
8Audi A3$2,126-$228
9Mercedes-Benz CLA250$2,136-$218
10Mercedes-Benz C350E$2,146-$208
11Lincoln MKZ$2,158-$196
12Mercedes-Benz E300$2,162-$192
13Lexus ES 300H$2,170-$184
14Genesis G80$2,174-$180
15BMW 430i$2,190-$164
16Audi A6$2,212-$142
17Audi S4$2,224-$130
18Lexus GS 300$2,260-$94
19Jaguar XE$2,262-$92
20Lexus GS 350$2,282-$72
21BMW 530i$2,288-$66
22BMW 540xi$2,298-$56
23BMW 540i$2,304-$50
24BMW 440i$2,334-$20
25Jaguar XF$2,354--
26Mercedes-Benz AMG C43$2,410$56
27Mercedes-Benz SL450$2,430$76
28Mercedes-Benz E400$2,442$88
29Infiniti Q50$2,450$96
2018 Midsize Luxury Car Average$2,459$105
30BMW 530e$2,460$106
31Audi RS 5$2,490$136
32Mercedes-Benz AMG E43$2,500$146
33BMW 530xi$2,504$150
34BMW M550i$2,582$228
35Mercedes-Benz AMG C63$2,634$280
36BMW 640xi$2,642$288
37Audi S6$2,662$308
38BMW 640i$2,712$358
39Mercedes-Benz SL550$2,762$408
40Lexus GS F$2,772$418
41Tesla Model S$2,810$456
42Lexus LC 500H$2,834$480
43Audi A7$2,844$490
44BMW 650xi$2,848$494
45Audi S7$3,022$668
46BMW M5$3,034$680
47BMW M6$3,228$874
48Mercedes-Benz SL63 AMG$3,280$926
49Mercedes-Benz SL65 AMG$4,084$1,730

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 XF Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Jaguar XF.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Jaguar XF Insurance Rates by Trim Level
2018 Jaguar XF Trim Level Annual Premium Cost Per Month
20D Sedan$2,220$185
25T Premium Sedan$2,220$185
25T Sedan$2,220$185
20D AWD$2,274$190
20D Premium AWD$2,274$190
20D Premium Sedan$2,274$190
25T AWD$2,274$190
25T Premium AWD$2,274$190
25T Prestige Sedan$2,274$190
30T Premium Sedan$2,274$190
35T Premium Sedan$2,274$190
20D Prestige AWD$2,332$194
20D Prestige Sedan$2,332$194
20D R-Sport Sedan$2,332$194
25T Prestige AWD$2,332$194
25T R-Sport Sedan$2,332$194
30T Premium AWD$2,332$194
30T Prestige Sedan$2,332$194
35T Premium AWD$2,332$194
35T Prestige Sedan$2,332$194
20D R-Sport AWD$2,386$199
25T R-Sport AWD$2,386$199
30T Prestige AWD$2,386$199
30T R-Sport AWD$2,386$199
30T R-Sport Sedan$2,386$199
35T Prestige AWD$2,386$199
35T R-Sport Sedan$2,386$199
S Sedan$2,386$199
30T Portfolio LE Sedan$2,482$207
35T Portfolio LE Sedan$2,482$207
35T R-Sport AWD$2,482$207
S AWD$2,482$207
S Sportbrake AWD$2,482$207
30T Portfolio LE AWD$2,536$211
35T Portfolio LE AWD$2,536$211

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Jaguar XF for different driver ages.

2018 Jaguar XF Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,208$684
17$7,991$666
18$7,238$603
19$6,569$547
20$5,058$422
21$4,830$403
22$4,340$362
23$3,548$296
24$3,364$280
25$2,736$228
30$2,520$210
35$2,416$201
40$2,354$196
45$2,198$183
50$2,078$173
55$1,940$162
60$1,946$162
65$2,072$173
70$2,220$185
75$2,586$216
80$3,174$265

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XF trim levels.