2019 Jaguar XF Car Insurance Calculator

Find out how the choices you make impact car insurance rates for a 2019 Jaguar XF. Set options like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2019 Jaguar XF is $2,484 per year, or about $207 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,484

Cost Per Month

$207

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XF Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Jaguar XF.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,484
Average Rate
Your Rate
$2,484

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Jaguar XF trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Jaguar XF is $2,484.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Jaguar XF vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 Jaguar XF against all other models in the midsize luxury car segment. The Jaguar XF is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XF, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XF.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Jaguar XF Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$634
2Lexus IS 300$2,006-$478
3Lexus RC 300$2,094-$390
4Lexus ES 350$2,140-$344
5Lincoln MKZ$2,166-$318
6Mercedes-Benz SLC300$2,188-$296
7Mercedes-Benz AMG CLA45$2,198-$286
8Audi A3$2,236-$248
9Mercedes-Benz CLA250$2,260-$224
10Audi S5$2,264-$220
11Mercedes-Benz E300$2,274-$210
12Genesis G80$2,290-$194
13Lexus ES 300H$2,312-$172
14BMW 430i$2,328-$156
15Lexus GS 300$2,368-$116
16Audi A6$2,378-$106
17Audi S4$2,390-$94
18Lexus GS 350$2,396-$88
19Mercedes-Benz CLS450$2,410-$74
20BMW 540i$2,442-$42
21BMW 530i$2,444-$40
22Mercedes-Benz E450$2,474-$10
23Jaguar XF$2,484--
2019 Midsize Luxury Car Average$2,497$13
24BMW 440i$2,498$14
25Mercedes-Benz AMG C43$2,552$68
26Mercedes-Benz SL450$2,560$76
27BMW 530e$2,598$114
28Infiniti Q50$2,614$130
29BMW M550i$2,726$242
30Audi RS 5$2,738$254
31BMW 640i$2,772$288
32Mercedes-Benz AMG C63$2,782$298
33Tesla Model S$2,788$304
34Lexus GS F$2,914$430
35Mercedes-Benz SL550$2,922$438
36Audi A7$2,946$462
37Lexus LC 500H$2,974$490
38BMW M5$3,134$650
39BMW M6$3,472$988

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 XF Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Jaguar XF.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Jaguar XF Insurance Rates by Trim Level
2019 Jaguar XF Trim Level Annual Premium Cost Per Month
25T Premium Sedan$2,330$194
20D Premium AWD$2,390$199
20D Premium Sedan$2,390$199
25T Premium AWD$2,390$199
25T Prestige Sedan$2,390$199
30T Premium Sedan$2,390$199
20D Prestige AWD$2,448$204
20D Prestige Sedan$2,448$204
25T Prestige AWD$2,448$204
30T Premium AWD$2,448$204
30T Prestige Sedan$2,448$204
300 Sport LE Sedan$2,508$209
30T Prestige AWD$2,508$209
Sportbrake Prestige AWD Hatchback$2,508$209
300 Sport LE AWD$2,610$218
30T Portfolio LE Sedan$2,610$218
S AWD$2,610$218
30T Portfolio LE AWD$2,668$222
Sportbrake S AWD$2,668$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Jaguar XF for different driver ages.

2019 Jaguar XF Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,668$722
17$8,446$704
18$7,670$639
19$6,951$579
20$5,354$446
21$5,111$426
22$4,595$383
23$3,745$312
24$3,554$296
25$2,888$241
30$2,658$222
35$2,548$212
40$2,484$207
45$2,316$193
50$2,188$182
55$2,046$171
60$2,050$171
65$2,186$182
70$2,338$195
75$2,724$227
80$3,344$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XF trim levels.