2020 Jaguar XF Car Insurance Calculator

Get real-time feedback how different risk factors impact car insurance rates for a 2020 Jaguar XF. Update factors like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2020 Jaguar XF is $2,702 per year, or about $225 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,702

Cost Per Month

$225

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XF Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Jaguar XF.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,702
Average Rate
Your Rate
$2,702

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Jaguar XF trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Jaguar XF is $2,702.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Jaguar XF vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Jaguar XF against all other models in the midsize luxury car segment. The Jaguar XF is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XF, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XF.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Jaguar XF Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$816
2Lexus RC 300$2,168-$534
3Mercedes-Benz SLC300$2,230-$472
4Lexus ES 350$2,238-$464
5Lincoln MKZ$2,248-$454
6Mercedes-Benz AMG CLA45$2,268-$434
7Jaguar XE$2,272-$430
8Lexus IS 300$2,276-$426
9Audi A3$2,316-$386
10Cadillac CT5$2,354-$348
11Audi S5$2,414-$288
12Lexus GS 350$2,478-$224
13Mercedes-Benz E350$2,488-$214
14Lexus ES 300H$2,526-$176
15Audi S4$2,550-$152
16BMW 530i$2,558-$144
17BMW 540i$2,582-$120
18Mercedes-Benz CLA250$2,598-$104
19Genesis G80$2,604-$98
20Audi A6$2,614-$88
21Mercedes-Benz E450$2,644-$58
22BMW 430i$2,666-$36
23Mercedes-Benz CLS450$2,700-$2
24Jaguar XF$2,702--
2020 Midsize Luxury Car Average$2,704$2
25BMW 440i$2,796$94
26Mercedes-Benz AMG C43$2,804$102
27Mercedes-Benz SL450$2,822$120
28Audi RS 5$2,838$136
29Audi S6$2,898$196
30Infiniti Q50$2,926$224
31BMW 530e$2,942$240
32Lexus GS F$3,016$314
33Mercedes-Benz AMG C63$3,056$354
34BMW M550i$3,110$408
35Mercedes-Benz SL550$3,136$434
36Tesla Model S$3,192$490
37Audi A7$3,236$534
38Lexus LC 500H$3,320$618
39Audi S7$3,444$742
40BMW M8$3,448$746
41BMW M5$3,494$792

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 XF Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Jaguar XF.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Jaguar XF Insurance Rates by Trim Level
2020 Jaguar XF Trim Level Annual Premium Cost Per Month
25T Premium AWD$2,602$217
25T Premium Sedan$2,602$217
25T Prestige AWD$2,664$222
25T Prestige Sedan$2,664$222
30T Prestige Sedan$2,664$222
S AWD$2,664$222
30T Prestige AWD$2,724$227
Sportbrake Prestige AWD Hatchback$2,786$232
Checkered Flag AWD$2,808$234
Sportbrake S AWD$2,848$237

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Jaguar XF for different driver ages.

2020 Jaguar XF Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,549$796
17$9,289$774
18$8,392$699
19$7,615$635
20$5,849$487
21$5,581$465
22$5,008$417
23$4,086$341
24$3,871$323
25$3,144$262
30$2,888$241
35$2,774$231
40$2,702$225
45$2,518$210
50$2,384$199
55$2,224$185
60$2,232$186
65$2,380$198
70$2,560$213
75$2,996$250
80$3,690$308

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XF trim levels.