2022 Jaguar XF Car Insurance Calculator

Learn visually how seemingly small changes affect the cost of insurance for a 2022 Jaguar XF. Ajust options like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if rates increase or decrease and why.

The average estimated car insurance premium for a 2022 Jaguar XF is $2,812 per year, or about $234 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,812

Cost Per Month

$234

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XF Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Jaguar XF.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,812
Average Rate
Your Rate
$2,812

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Jaguar XF trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Jaguar XF is $2,812.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Jaguar XF vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2022 Jaguar XF against all other models in the midsize luxury car segment. The Jaguar XF is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XF, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XF.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Jaguar XF Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$844
2Lexus RC 300$2,370-$442
3Mercedes-Benz AMG CLA35$2,424-$388
4BMW i4$2,438-$374
5Cadillac CT5$2,446-$366
6Audi A3$2,472-$340
7Mercedes-Benz AMG CLA45$2,482-$330
8Mercedes-Benz CLA250$2,494-$318
9Lexus ES 250$2,504-$308
10Lexus IS 300$2,510-$302
11Lexus ES 350$2,518-$294
12Audi S5$2,596-$216
13Audi S4$2,612-$200
14BMW 530i$2,650-$162
15Lexus ES 300h$2,660-$152
16Genesis G80$2,674-$138
17Mercedes-Benz E350$2,676-$136
18BMW 530e$2,702-$110
19BMW 540i$2,708-$104
20BMW M440i$2,720-$92
21Mercedes-Benz E450$2,732-$80
22Audi A6$2,804-$8
23Jaguar XF$2,812--
2022 Midsize Luxury Car Average$2,819$7
24Lexus IS 500$2,846$34
25BMW 430i$2,876$64
26Mercedes-Benz CLS450$2,896$84
27Infiniti Q50$3,008$196
28Audi RS 5$3,040$228
29Mercedes-Benz AMG C43$3,060$248
30Audi S6$3,082$270
31Mercedes-Benz AMG C63$3,156$344
32Audi A7$3,252$440
33BMW M550i$3,282$470
34Lexus LC 500h$3,348$536
35Tesla Model S$3,408$596
36Audi S7$3,526$714
37BMW M8$3,656$844
38BMW M5$3,696$884

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 XF Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Jaguar XF.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Jaguar XF Insurance Rates by Trim Level
2022 Jaguar XF Trim Level Annual Premium Cost Per Month
S$2,736$228
SE$2,816$235
R-Dynamic SE$2,884$240

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Jaguar XF for different driver ages.

2022 Jaguar XF Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,897$825
17$9,633$803
18$8,714$726
19$7,904$659
20$6,078$507
21$5,799$483
22$5,206$434
23$4,248$354
24$4,028$336
25$3,270$273
30$3,006$251
35$2,884$240
40$2,812$234
45$2,620$218
50$2,478$207
55$2,312$193
60$2,322$194
65$2,474$206
70$2,660$222
75$3,106$259
80$3,822$319

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XF trim levels.