2024 Jaguar XF Car Insurance Calculator

Find out how life choices impact the cost of car insurance for a 2024 Jaguar XF. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2024 Jaguar XF is $2,476 per year, or about $206 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,476

Cost Per Month

$206

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XF Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Jaguar XF.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,476
Average Rate
Your Rate
$2,476

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Jaguar XF trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Jaguar XF is $2,476.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Jaguar XF vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2024 Jaguar XF against all other models in the midsize luxury car segment. The Jaguar XF is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XF, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XF.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Jaguar XF Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$66
2Lexus IS 300$2,414-$62
3Lexus ES 350$2,446-$30
4Mercedes-Benz AMG CLA35$2,456-$20
5Lexus RC 300$2,462-$14
6Jaguar XF$2,476--
7Cadillac CT5$2,526$50
8Lexus ES 250$2,534$58
9Lexus ES 300h$2,572$96
10Audi A3$2,634$158
11Infiniti Q50$2,650$174
12Mercedes-Benz AMG CLA45$2,682$206
13Audi S4$2,692$216
14Mercedes-Benz EQE 350$2,724$248
15BMW i4$2,734$258
16Lexus IS 500$2,770$294
17BMW 530i$2,848$372
2024 Midsize Luxury Car Average$2,874$398
18Audi S5$2,890$414
19BMW 540i$2,900$424
20BMW 430i$2,940$464
21BMW i5$2,960$484
22Genesis G80$2,976$500
23Mercedes-Benz EQE 500$3,008$532
24Mercedes-Benz AMG C43$3,024$548
25Audi A6$3,036$560
26Tesla Model S$3,070$594
27BMW 530e$3,100$624
28Audi RS 5$3,106$630
29Audi S6$3,128$652
30BMW M440i$3,206$730
31Audi A7$3,268$792
32Lexus LC 500h$3,508$1,032
33Audi S7$3,624$1,148
34BMW M8$3,948$1,472

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 XF Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Jaguar XF.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Jaguar XF Insurance Rates by Trim Level
2024 Jaguar XF Trim Level Annual Premium Cost Per Month
R-Dynamic SE P250$2,406$201
R-Dynamic SE P300$2,548$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Jaguar XF for different driver ages.

2024 Jaguar XF Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,666$722
17$8,436$703
18$7,640$637
19$6,931$578
20$5,336$445
21$5,094$425
22$4,578$382
23$3,738$312
24$3,544$295
25$2,878$240
30$2,652$221
35$2,542$212
40$2,476$206
45$2,312$193
50$2,188$182
55$2,042$170
60$2,048$171
65$2,182$182
70$2,336$195
75$2,726$227
80$3,346$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XF trim levels.