2013 Jaguar XJ Car Insurance Calculator

Explore and understand how changes to risk factors and vehicle options affect car insurance rates for a 2013 Jaguar XJ. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2013 Jaguar XJ is $2,160 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,160

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XJ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Jaguar XJ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,160
Average Rate
Your Rate
$2,160

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Jaguar XJ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Jaguar XJ is $2,160.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Jaguar XJ vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2013 Jaguar XJ against all other models in the large luxury car segment. The Jaguar XJ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XJ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XJ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Jaguar XJ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$568
2Cadillac CTS$1,608-$552
3Cadillac XTS$1,632-$528
4Lincoln MKS$1,712-$448
5Cadillac CTS-V$1,838-$322
6Lexus GS 450$1,912-$248
7Infiniti M56$1,938-$222
8Lexus LS 460$1,940-$220
9Hyundai Equus$1,952-$208
10Mercedes-Benz CLS550$1,992-$168
11Mercedes-Benz E63 AMG$2,100-$60
12BMW 750xi$2,126-$34
13BMW 740i$2,134-$26
14Jaguar XJ$2,160--
15Mercedes-Benz C63 AMG$2,206$46
16BMW 650i$2,244$84
17Jaguar XJ Super$2,248$88
18Mercedes-Benz CLS63 AMG$2,322$162
2013 Large Luxury Car Average$2,329$169
19Lexus LS 600H$2,352$192
20Audi S8$2,378$218
21BMW 750i$2,386$226
22Mercedes-Benz S550$2,390$230
23Porsche Panamera$2,440$280
24Audi A8$2,442$282
25Mercedes-Benz CL550$2,468$308
26Maserati Quattroporte$2,474$314
27Mercedes-Benz S63 AMG$2,590$430
28BMW 760i$2,606$446
29Mercedes-Benz S600$2,806$646
30Mercedes-Benz CL600$2,820$660
31Mercedes-Benz S65 AMG$3,112$952
32Mercedes-Benz CL65 AMG$3,218$1,058
33Bentley Continental$3,244$1,084
34Bentley Mulsanne$3,806$1,646

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 XJ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Jaguar XJ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Jaguar XJ Insurance Rates by Trim Level
2013 Jaguar XJ Trim Level Annual Premium Cost Per Month
SWB Sedan$1,974$165
AWD Sedan$2,014$168
LWB AWD Portfolio Sedan$2,054$171
LWB Sedan$2,054$171
LWB Ultimate Sedan$2,708$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Jaguar XJ for different driver ages.

2013 Jaguar XJ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,521$627
17$7,312$609
18$6,610$551
19$6,005$500
20$4,626$386
21$4,416$368
22$3,971$331
23$3,254$271
24$3,086$257
25$2,506$209
30$2,310$193
35$2,220$185
40$2,160$180
45$2,018$168
50$1,912$159
55$1,782$149
60$1,786$149
65$1,902$159
70$2,038$170
75$2,378$198
80$2,914$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XJ trim levels.