2014 Jaguar XJ Car Insurance Calculator

Get real-time feedback how different risk factors influence insurance rates for a 2014 Jaguar XJ. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2014 Jaguar XJ is $2,260 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,260

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XJ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Jaguar XJ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,260
Average Rate
Your Rate
$2,260

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Jaguar XJ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Jaguar XJ is $2,260.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Jaguar XJ vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2014 Jaguar XJ against all other models in the large luxury car segment. The Jaguar XJ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XJ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XJ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Jaguar XJ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,718-$542
2Cadillac CTS$1,740-$520
3Cadillac XTS$1,794-$466
4Lincoln MKS$1,884-$376
5Infiniti Q70$1,906-$354
6Lexus GS 450$1,972-$288
7Acura RLX$1,982-$278
8Cadillac CTS-V$2,034-$226
9Infiniti Q60$2,078-$182
10Mercedes-Benz C63 AMG$2,080-$180
11Hyundai Equus$2,088-$172
12Lexus LS 460$2,134-$126
13Mercedes-Benz CLS550$2,140-$120
14BMW 740i$2,230-$30
15Mercedes-Benz E63 AMG$2,240-$20
16Jaguar XJ$2,260--
17Maserati Ghibli$2,282$22
18Jaguar XJ Super$2,284$24
19Mercedes-Benz CLS63 AMG$2,324$64
20Audi A8$2,356$96
21BMW 750i$2,366$106
22Porsche Panamera$2,374$114
23BMW 650i$2,386$126
2014 Large Luxury Car Average$2,391$131
24BMW 750xi$2,394$134
25Lexus LS 600H$2,494$234
26Audi RS 7$2,508$248
27Mercedes-Benz CL550$2,606$346
28Audi S8$2,662$402
29Maserati Quattroporte$2,668$408
30BMW 760i$2,746$486
31Mercedes-Benz S550$2,790$530
32Mercedes-Benz S63 AMG$2,890$630
33Mercedes-Benz CL600$2,942$682
34Mercedes-Benz CL65 AMG$3,408$1,148
35Bentley Continental$3,426$1,166
36Bentley Mulsanne$3,874$1,614

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 XJ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Jaguar XJ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Jaguar XJ Insurance Rates by Trim Level
2014 Jaguar XJ Trim Level Annual Premium Cost Per Month
SWB Sedan$2,084$174
AWD Sedan$2,126$177
LWB AWD Portfolio Sedan$2,168$181
LWB Portfolio Sedan$2,168$181
R LWB Sedan$2,508$209
R Sedan$2,508$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Jaguar XJ for different driver ages.

2014 Jaguar XJ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,067$672
17$7,823$652
18$7,019$585
19$6,386$532
20$4,888$407
21$4,663$389
22$4,178$348
23$3,423$285
24$3,238$270
25$2,628$219
30$2,410$201
35$2,322$194
40$2,260$188
45$2,112$176
50$2,000$167
55$1,868$156
60$1,872$156
65$1,998$167
70$2,158$180
75$2,538$212
80$3,130$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XJ trim levels.