2015 Jaguar XJ Car Insurance Calculator

Watch in real-time how different risk factors affect car insurance rates for a 2015 Jaguar XJ. Experiment with factors like your marital status, location, homeowner status, and credit rating. Instantly know how much rates change and learn exactly why.

The average estimated car insurance premium for a 2015 Jaguar XJ is $2,454 per year, or about $205 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,454

Cost Per Month

$205

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XJ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Jaguar XJ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,454
Average Rate
Your Rate
$2,454

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Jaguar XJ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Jaguar XJ is $2,454.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Jaguar XJ vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2015 Jaguar XJ against all other models in the large luxury car segment. The Jaguar XJ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XJ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XJ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Jaguar XJ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$804
2Cadillac XTS$1,830-$624
3Audi A5$1,868-$586
4Lincoln MKS$1,872-$582
5Infiniti Q60$1,928-$526
6Acura RLX$2,078-$376
7Lexus GS 450$2,096-$358
8Infiniti Q70L$2,112-$342
9Infiniti Q70$2,124-$330
10Kia K900$2,148-$306
11Lexus LS 460$2,150-$304
12Cadillac CTS-V$2,176-$278
13Mercedes-Benz CLS550$2,236-$218
14Mercedes-Benz C63 AMG$2,256-$198
15Hyundai Equus$2,268-$186
16BMW 740i$2,324-$130
17BMW 650i$2,380-$74
18Maserati Ghibli$2,406-$48
19Jaguar XJ$2,454--
20BMW 750i$2,480$26
21Jaguar XJ Super$2,486$32
22Mercedes-Benz E63 AMG$2,538$84
2015 Large Luxury Car Average$2,553$99
23Mercedes-Benz S550$2,580$126
24BMW 750xi$2,602$148
25Mercedes-Benz CLS63 AMG$2,632$178
26Audi RS 7$2,660$206
27Lexus LS 600H$2,706$252
28BMW Alpina B6$2,720$266
29Audi A8$2,740$286
30Audi S8$2,750$296
31Porsche Panamera$2,800$346
32Maserati Quattroporte$2,946$492
33BMW 760i$2,960$506
34Mercedes-Benz S63 AMG$3,088$634
35Mercedes-Benz S600$3,196$742
36Bentley Continental$3,596$1,142
37Mercedes-Benz S65 AMG$3,660$1,206
38Mercedes-Benz S65$3,748$1,294
39Bentley Mulsanne$4,342$1,888

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 XJ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Jaguar XJ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Jaguar XJ Insurance Rates by Trim Level
2015 Jaguar XJ Trim Level Annual Premium Cost Per Month
SWB Sedan$2,274$190
AWD Sedan$2,318$193
LWB AWD Portfolio Sedan$2,362$197
LWB Portfolio Sedan$2,362$197
R LWB Sedan$2,704$225
R Sedan$2,704$225

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Jaguar XJ for different driver ages.

2015 Jaguar XJ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,685$724
17$8,436$703
18$7,602$634
19$6,909$576
20$5,303$442
21$5,061$422
22$4,539$378
23$3,711$309
24$3,514$293
25$2,854$238
30$2,620$218
35$2,520$210
40$2,454$205
45$2,290$191
50$2,168$181
55$2,024$169
60$2,030$169
65$2,164$180
70$2,330$194
75$2,734$228
80$3,366$281

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XJ trim levels.