2016 Jaguar XJ Car Insurance Calculator

Watch in real-time how different risk factors impact the insurance cost for a 2016 Jaguar XJ. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2016 Jaguar XJ is $2,498 per year, or about $208 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,498

Cost Per Month

$208

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XJ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Jaguar XJ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,498
Average Rate
Your Rate
$2,498

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Jaguar XJ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Jaguar XJ is $2,498.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Jaguar XJ vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Jaguar XJ against all other models in the large luxury car segment. The Jaguar XJ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XJ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XJ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Jaguar XJ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$714
2Cadillac CTS$1,808-$690
3Audi A5$1,876-$622
4Lincoln MKS$1,908-$590
5Cadillac CT6$1,924-$574
6Kia K900$2,152-$346
7Acura RLX$2,156-$342
8Infiniti Q70L$2,162-$336
9Mercedes-Benz CLS550$2,204-$294
10Lexus GS 450$2,218-$280
11Infiniti Q70$2,228-$270
12Hyundai Equus$2,256-$242
13Lexus LS 460$2,358-$140
14Mercedes-Benz C63 AMG$2,434-$64
15Cadillac CTS-V$2,440-$58
16BMW 740i$2,482-$16
17Jaguar XJ$2,498--
18Mercedes-Benz E63 AMG$2,508$10
19BMW 650i$2,680$182
20Maserati Ghibli$2,684$186
2016 Large Luxury Car Average$2,713$215
21Jaguar XJ Super$2,752$254
22BMW 750i$2,772$274
23Audi RS 7$2,828$330
24Audi S8$2,856$358
25Lexus LS 600H$2,876$378
26Mercedes-Benz CLS63 AMG$2,878$380
27Mercedes-Benz S550$2,924$426
28Maserati Quattroporte$2,932$434
29Mercedes-Benz AMG$2,968$470
30Audi A8$3,014$516
31BMW Alpina B6$3,026$528
32Porsche Panamera$3,102$604
33Mercedes-Benz S63 AMG$3,330$832
34Mercedes-Benz S600$3,392$894
35Mercedes-Benz S65 AMG$3,910$1,412
36Mercedes-Benz S65$3,956$1,458
37Bentley Continental$4,024$1,526
38Bentley Mulsanne$4,798$2,300

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 XJ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Jaguar XJ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Jaguar XJ Insurance Rates by Trim Level
2016 Jaguar XJ Trim Level Annual Premium Cost Per Month
R Sport Sedan$2,424$202
R Sport AWD Sedan$2,474$206
LWB Portfolio Sedan$2,522$210
LWB AWD Portfolio Sedan$2,572$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Jaguar XJ for different driver ages.

2016 Jaguar XJ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,836$736
17$8,585$715
18$7,740$645
19$7,030$586
20$5,396$450
21$5,149$429
22$4,619$385
23$3,775$315
24$3,575$298
25$2,904$242
30$2,666$222
35$2,564$214
40$2,498$208
45$2,332$194
50$2,206$184
55$2,058$172
60$2,064$172
65$2,202$184
70$2,370$198
75$2,778$232
80$3,420$285

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XJ trim levels.