2018 Jaguar XJ Car Insurance Calculator

Watch in real-time how changes to risk factors and vehicle options impact car insurance rates for a 2018 Jaguar XJ. Update factors like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2018 Jaguar XJ is $2,692 per year, or about $224 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,692

Cost Per Month

$224

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XJ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Jaguar XJ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,692
Average Rate
Your Rate
$2,692

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Jaguar XJ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Jaguar XJ is $2,692.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Jaguar XJ vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 Jaguar XJ against all other models in the large luxury car segment. The Jaguar XJ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XJ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XJ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Jaguar XJ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$746
2Cadillac CTS$2,010-$682
3Audi A5$2,090-$602
4Cadillac XTS$2,130-$562
5Cadillac CT6$2,156-$536
6Volvo S90$2,234-$458
7Lexus LS 500$2,318-$374
8Infiniti Q70$2,324-$368
9Acura RLX$2,364-$328
10Lexus LS 500H$2,408-$284
11Mercedes-Benz CLS550$2,464-$228
12Lexus GS 450$2,488-$204
13Infiniti Q60$2,536-$156
14Mercedes-Benz C63 AMG$2,582-$110
15Cadillac CTS-V$2,654-$38
16Mercedes-Benz S450$2,680-$12
17Jaguar XJ$2,692--
18Genesis G90$2,700$8
2018 Large Luxury Car Average$2,783$91
19BMW 740e$2,804$112
20BMW 740i$2,824$132
21Mercedes-Benz S560$2,832$140
22BMW 650i$2,838$146
23Audi RS 7$2,940$248
24Mercedes-Benz E63 AMG$3,020$328
25Mercedes-Benz CLS63 AMG$3,046$354
26BMW 750i$3,054$362
27Maserati Ghibli$3,058$366
28Porsche Panamera$3,118$426
29Audi A8$3,148$456
30BMW Alpina B6$3,234$542
31Maserati Quattroporte$3,246$554
32Audi S8$3,346$654
33Mercedes-Benz AMG$3,372$680
34Mercedes-Benz AMG S63$3,438$746
35BMW M760i$3,668$976
36Mercedes-Benz S65 AMG$4,432$1,740

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 XJ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Jaguar XJ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Jaguar XJ Insurance Rates by Trim Level
2018 Jaguar XJ Trim Level Annual Premium Cost Per Month
R Sport AWD Sedan$2,520$210
R Sport Sedan$2,520$210
L Portfolio Sedan$2,576$215
L AWD Portfolio Sedan$2,630$219
AWD Supercharged Sedan$2,704$225
Supercharged Sedan$2,704$225
L AWD Supercharged Sedan$2,760$230
L Supercharged Sedan$2,760$230
RL Sedan$3,054$255

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Jaguar XJ for different driver ages.

2018 Jaguar XJ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,355$780
17$9,138$762
18$8,331$694
19$7,534$628
20$5,812$484
21$5,548$462
22$4,992$416
23$4,056$338
24$3,853$321
25$3,132$261
30$2,886$241
35$2,760$230
40$2,692$224
45$2,506$209
50$2,370$198
55$2,212$184
60$2,218$185
65$2,366$197
70$2,524$210
75$2,934$245
80$3,600$300

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XJ trim levels.