Jaguar XK Car Insurance Calculator

Learn how changes to risk factors and vehicle options impact the cost of car insurance for a Jaguar XK. Modify choices like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if rates increase or decrease and why.

The average estimated car insurance premium for a 2015 Jaguar XK is $2,274 per year, or about $190 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,274

Cost Per Month

$190

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XK Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Jaguar XK.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,274
Average Rate
Your Rate
$2,274

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Jaguar XK.

The 'Average Rate' is a combined value for all Jaguar XK trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Jaguar XK is $2,274.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Jaguar XK vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 Jaguar XK against all other models in the midsize luxury car segment. The Jaguar XK is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XK, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XK.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Jaguar XK Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$622
2Acura ILX$1,662-$612
3Audi A3$1,702-$572
4Infiniti Q40$1,706-$568
5Volvo S80$1,712-$562
6Lincoln MKZ$1,726-$548
7Mercedes-Benz SLK55 AMG$1,744-$530
8Mercedes-Benz CLA250$1,808-$466
9Mercedes-Benz CLA45 AMG$1,838-$436
10BMW 528xi$1,848-$426
11BMW 428xi$1,886-$388
12Audi A6$1,926-$348
13Audi S4$1,928-$346
14Mercedes-Benz C400$1,930-$344
15Mercedes-Benz E350$1,946-$328
16Lexus ES 300H$1,948-$326
17BMW 528i$1,956-$318
18Mercedes-Benz C350$1,966-$308
19Audi S5$1,978-$296
20BMW 428i$1,994-$280
21BMW 435xi$1,998-$276
22Mercedes-Benz SL400$2,016-$258
23Hyundai Genesis$2,030-$244
24Infiniti Q50$2,064-$210
25BMW Activehybrid 5$2,088-$186
26BMW 550i$2,094-$180
27Mercedes-Benz E550$2,098-$176
28Mercedes-Benz E400$2,110-$164
29BMW 435i$2,116-$158
30Audi RS 5$2,134-$140
31BMW 550xi$2,138-$136
2015 Midsize Luxury Car Average$2,143-$131
32Jaguar XF$2,162-$112
33Mercedes-Benz E250$2,166-$108
34BMW 535d$2,178-$96
35Lexus GS 350$2,180-$94
36BMW 535xi$2,196-$78
37BMW 535i$2,200-$74
38Mercedes-Benz CLS400$2,204-$70
39Mercedes-Benz SL550$2,238-$36
40Jaguar XK$2,274--
41BMW 640xi$2,286$12
42Audi A7$2,294$20
43Audi S6$2,318$44
44BMW 640i$2,350$76
45BMW 650xi$2,392$118
46Jaguar XKR$2,478$204
47Mercedes-Benz S550E$2,498$224
48BMW M5$2,512$238
49Mercedes-Benz SL63 AMG$2,580$306
50Tesla Model S$2,590$316
51BMW M6$2,594$320
52Audi S7$2,612$338
53Mercedes-Benz SLS AMG$3,310$1,036
54Mercedes-Benz SL65 AMG$3,360$1,086

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 XK Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Jaguar XK.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Jaguar XK Insurance Rates by Trim Level
2015 Jaguar XK Trim Level Annual Premium Cost Per Month
Convertible$2,114$176
Coupe$2,432$203

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Jaguar XK for different driver ages.

2015 Jaguar XK Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,078$673
17$7,829$652
18$7,021$585
19$6,395$533
20$4,901$408
21$4,674$390
22$4,189$349
23$3,438$287
24$3,251$271
25$2,640$220
30$2,422$202
35$2,334$195
40$2,274$190
45$2,124$177
50$2,012$168
55$1,878$157
60$1,884$157
65$2,006$167
70$2,166$181
75$2,548$212
80$3,138$262

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XK trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Jaguar XK.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Jaguar XK Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2015 Jaguar XK$2,274$190
2014 Jaguar XK$2,080$173
2013 Jaguar XK$1,996$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Jaguar XK trim levels for each model year.