2013 Jaguar XK Car Insurance Calculator

Learn visually how decisions you make impact the insurance cost for a 2013 Jaguar XK. Customize rate factors like your marital status, location, homeowner status, and credit rating. Instantly know if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2013 Jaguar XK is $1,996 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,996

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jaguar XK Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Jaguar XK.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,996
Average Rate
Your Rate
$1,996

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Jaguar XK trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Jaguar XK is $1,996.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Jaguar XK vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 Jaguar XK against all other models in the midsize luxury car segment. The Jaguar XK is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jaguar XK, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jaguar XK.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Jaguar XK Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$562
2Acura TL$1,458-$538
3Acura ILX$1,492-$504
4Acura TSX$1,532-$464
5Volvo C70$1,558-$438
6Lincoln MKZ$1,578-$418
7Lexus GS 350$1,586-$410
8Lexus ES 350$1,614-$382
9Audi A6$1,618-$378
10Lexus ES 300H$1,640-$356
11Mercedes-Benz SLK55 AMG$1,654-$342
12Mercedes-Benz C350$1,692-$304
13Volvo S80$1,750-$246
14Infiniti G37$1,776-$220
15Audi S5$1,786-$210
16Mercedes-Benz E350$1,800-$196
17BMW 528xi$1,802-$194
18Hyundai Genesis$1,806-$190
19Infiniti M35$1,818-$178
20Jaguar XF$1,822-$174
21Mercedes-Benz E550$1,848-$148
22Mercedes-Benz E400$1,858-$138
23Infiniti M37$1,864-$132
24BMW 535xi$1,886-$110
25BMW 550xi$1,906-$90
26Audi S4$1,912-$84
27BMW 528i$1,914-$82
28BMW Activehybrid 5$1,926-$70
29BMW 535i$1,958-$38
2013 Midsize Luxury Car Average$1,963-$33
30Audi RS 5$1,966-$30
31BMW 550i$1,980-$16
32Jaguar XK$1,996--
33Mercedes-Benz SL550$2,010$14
34Audi S6$2,064$68
35BMW 640i$2,126$130
36Mercedes-Benz S400$2,152$156
37Audi S7$2,170$174
38Audi A7$2,194$198
39Tesla Model S$2,266$270
40Jaguar XKR$2,298$302
41Mercedes-Benz S350$2,324$328
42BMW M6$2,334$338
43BMW 650xi$2,370$374
44BMW M5$2,380$384
45Mercedes-Benz SL63 AMG$2,572$576
46Mercedes-Benz CL63 AMG$2,820$824
47Mercedes-Benz SLS AMG$2,920$924
48Mercedes-Benz SL65 AMG$3,012$1,016

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 XK Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Jaguar XK.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Jaguar XK Insurance Rates by Trim Level
2013 Jaguar XK Trim Level Annual Premium Cost Per Month
Touring Convertible$1,882$157
Convertible$1,922$160
Touring Coupe$2,072$173
Coupe$2,112$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Jaguar XK for different driver ages.

2013 Jaguar XK Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,012$584
17$6,785$565
18$6,070$506
19$5,543$462
20$4,256$355
21$4,061$338
22$3,644$304
23$3,013$251
24$2,846$237
25$2,314$193
30$2,126$177
35$2,050$171
40$1,996$166
45$1,868$156
50$1,774$148
55$1,652$138
60$1,658$138
65$1,758$147
70$1,898$158
75$2,230$186
80$2,732$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jaguar XK trim levels.