2015 Jeep Cherokee Car Insurance Calculator

Understand how seemingly small changes impact the insurance cost for a 2015 Jeep Cherokee. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2015 Jeep Cherokee is $1,530 per year, or about $128 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,530

Cost Per Month

$128

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Jeep Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,530
Average Rate
Your Rate
$1,530

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Jeep Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Jeep Cherokee is $1,530.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Jeep Cherokee vs. the Midsize SUV Segment

The table below compares insurance rates for the 2015 Jeep Cherokee against all other models in the midsize SUV segment. The Jeep Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Jeep Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,296-$234
2Nissan Xterra$1,348-$182
3Nissan Murano$1,494-$36
4Mazda CX-9$1,520-$10
5Jeep Cherokee$1,530--
6Honda Pilot$1,536$6
7Ford Edge$1,542$12
8Dodge Journey$1,550$20
9Chevrolet Traverse$1,552$22
10Ford Flex$1,554$24
11Toyota 4Runner$1,576$46
12Ford Explorer$1,594$64
2015 Midsize SUV Average$1,595$65
13Hyundai Santa Fe$1,606$76
14Toyota Highlander$1,620$90
15Toyota Venza$1,632$102
16GMC Acadia$1,648$118
17Jeep Wrangler$1,656$126
18Dodge Durango$1,678$148
19Buick Enclave$1,696$166
20Jeep Grand Cherokee$1,702$172
21Nissan Pathfinder$1,718$188
22Kia Sorento$1,726$196
23Volkswagen Touareg$1,900$370

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Jeep Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Jeep Cherokee Insurance Rates by Trim Level
2015 Jeep Cherokee Trim Level Annual Premium Cost Per Month
Sport 2WD$1,440$120
Latitude 2WD$1,484$124
Sport 4WD$1,484$124
Latitude 4WD$1,530$128
Limited 2WD$1,574$131
Trailhawk 4WD$1,574$131
Limited 4WD$1,620$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Jeep Cherokee for different driver ages.

2015 Jeep Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,678$473
17$5,430$453
18$4,729$394
19$4,356$363
20$3,301$275
21$3,145$262
22$2,789$232
23$2,335$195
24$2,184$182
25$1,770$148
30$1,614$135
35$1,574$131
40$1,530$128
45$1,440$120
50$1,372$114
55$1,280$107
60$1,282$107
65$1,364$114
70$1,504$125
75$1,804$150
80$2,234$186

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Cherokee trim levels.