2018 Jeep Cherokee Car Insurance Calculator

Learn in real-time how different factors impact car insurance rates for a 2018 Jeep Cherokee. Customize factors such as your location, homeowner status, and credit score to see how rates are affected. Immediately see if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2018 Jeep Cherokee is $1,946 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,946

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Jeep Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,946
Average Rate
Your Rate
$1,946

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Jeep Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Jeep Cherokee is $1,946.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Jeep Cherokee vs. the Midsize SUV Segment

The table below compares insurance rates for the 2018 Jeep Cherokee against all other models in the midsize SUV segment. The Jeep Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Jeep Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,572-$374
2Subaru Outback$1,660-$286
3Ford Edge$1,670-$276
4Chevrolet Traverse$1,694-$252
5Toyota 4Runner$1,704-$242
6Honda Pilot$1,732-$214
7Nissan Murano$1,752-$194
8Ford Explorer$1,786-$160
9Mazda CX-9$1,792-$154
10Ford Flex$1,834-$112
2018 Midsize SUV Average$1,837-$109
11Kia Sorento$1,862-$84
12Dodge Journey$1,868-$78
13GMC Acadia$1,876-$70
14Toyota Highlander$1,924-$22
15Dodge Durango$1,936-$10
16Jeep Cherokee$1,946--
17Jeep Grand Cherokee$1,950$4
18Buick Enclave$1,964$18
19Nissan Pathfinder$1,980$34
20Jeep Wrangler$2,016$70
21Hyundai Santa Fe$2,050$104

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Jeep Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Jeep Cherokee Insurance Rates by Trim Level
2018 Jeep Cherokee Trim Level Annual Premium Cost Per Month
Latitude 2WD$1,866$156
Latitude 4WD$1,866$156
Longitude 2WD$1,866$156
Longitude 4WD$1,866$156
Sport 2WD$1,866$156
Sport 4WD$1,866$156
Latitude Plus 2WD$1,920$160
Latitude Plus 4WD$1,920$160
Limited 2WD$1,976$165
Limited 4WD$2,032$169
Trailhawk 4WD$2,032$169
Overland 2WD$2,088$174
Overland 4WD$2,144$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Jeep Cherokee for different driver ages.

2018 Jeep Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,328$611
17$6,995$583
18$6,069$506
19$5,591$466
20$4,225$352
21$4,022$335
22$3,564$297
23$2,981$248
24$2,790$233
25$2,254$188
30$2,056$171
35$2,006$167
40$1,946$162
45$1,836$153
50$1,748$146
55$1,632$136
60$1,634$136
65$1,744$145
70$1,928$161
75$2,324$194
80$2,884$240

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Cherokee trim levels.