2019 Jeep Cherokee Car Insurance Calculator

Discover how different driver and vehicle factors impact the cost of car insurance for a 2019 Jeep Cherokee. Adjust factors such as policy coverages, liability limits, deductibles, and driver's age. Instantly see if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2019 Jeep Cherokee is $2,096 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,096

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Jeep Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,096
Average Rate
Your Rate
$2,096

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Jeep Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Jeep Cherokee is $2,096.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Jeep Cherokee vs. the Midsize SUV Segment

The table below compares insurance rates for the 2019 Jeep Cherokee against all other models in the midsize SUV segment. The Jeep Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Jeep Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,734-$362
2Subaru Outback$1,770-$326
3Ford Edge$1,780-$316
4Chevrolet Traverse$1,782-$314
5Toyota 4Runner$1,794-$302
6Honda Pilot$1,826-$270
7Subaru Ascent$1,846-$250
8Nissan Murano$1,856-$240
9Mazda CX-9$1,880-$216
10Ford Explorer$1,884-$212
11Ford Flex$1,890-$206
12Honda Passport$1,912-$184
2019 Midsize SUV Average$1,927-$169
13Chevrolet Blazer$1,930-$166
14Kia Sorento$1,940-$156
15Dodge Journey$1,942-$154
16GMC Acadia$1,968-$128
17Toyota Highlander$2,012-$84
18Hyundai Santa Fe$2,016-$80
19Dodge Durango$2,028-$68
20Buick Enclave$2,040-$56
21Nissan Pathfinder$2,064-$32
22Jeep Grand Cherokee$2,076-$20
23Jeep Cherokee$2,096--
24Jeep Wrangler$2,188$92

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Jeep Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Jeep Cherokee Insurance Rates by Trim Level
2019 Jeep Cherokee Trim Level Annual Premium Cost Per Month
Latitude 2WD$1,936$161
Latitude 4WD$1,994$166
Latitude Plus 2WD$1,994$166
Latitude Plus 4WD$2,054$171
Limited 2WD$2,114$176
Limited 4WD$2,174$181
Trailhawk 4WD$2,174$181
Overland 2WD$2,202$184
Overland 4WD$2,230$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Jeep Cherokee for different driver ages.

2019 Jeep Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,844$654
17$7,509$626
18$6,557$546
19$6,023$502
20$4,557$380
21$4,340$362
22$3,852$321
23$3,208$267
24$3,006$251
25$2,432$203
30$2,220$185
35$2,162$180
40$2,096$175
45$1,974$165
50$1,880$157
55$1,754$146
60$1,758$147
65$1,876$156
70$2,066$172
75$2,484$207
80$3,082$257

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Cherokee trim levels.