2020 Jeep Cherokee Car Insurance Calculator

Learn how the choices you make affect car insurance rates for a 2020 Jeep Cherokee. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if the change results in higher or lower rates.

The average estimated car insurance premium for a 2020 Jeep Cherokee is $2,318 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,318

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Jeep Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,318
Average Rate
Your Rate
$2,318

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Jeep Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Jeep Cherokee is $2,318.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Jeep Cherokee vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Jeep Cherokee against all other models in the midsize SUV segment. The Jeep Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Jeep Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$594
2Honda Passport$1,752-$566
3Chevrolet Blazer$1,760-$558
4Kia Telluride$1,776-$542
5Volkswagen Atlas$1,790-$528
6Subaru Ascent$1,802-$516
7Nissan Murano$1,864-$454
8Honda Pilot$1,868-$450
9Buick Enclave$1,938-$380
10Hyundai Palisade$1,946-$372
11Ford Explorer$1,958-$360
12Dodge Journey$1,974-$344
13Subaru Outback$1,988-$330
14GMC Acadia$2,010-$308
15Chevrolet Traverse$2,024-$294
16Kia Sorento$2,034-$284
2020 Midsize SUV Average$2,035-$283
17Toyota 4Runner$2,050-$268
18Nissan Pathfinder$2,098-$220
19Mazda CX-9$2,114-$204
20Mitsubishi Outlander Sport$2,116-$202
21Toyota Highlander$2,140-$178
22Hyundai Santa Fe$2,148-$170
23Dodge Durango$2,224-$94
24Jeep Grand Cherokee$2,262-$56
25Jeep Wrangler$2,298-$20
26Jeep Cherokee$2,318--
27Mitsubishi Outlander PHEV$2,330$12
28Tesla Model Y$2,666$348

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Jeep Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Jeep Cherokee Insurance Rates by Trim Level
2020 Jeep Cherokee Trim Level Annual Premium Cost Per Month
Latitude 2WD$2,144$179
Latitude 2WD 6 Cyl Gas$2,144$179
Latitude 4WD$2,206$184
Latitude 4WD 6 Cyl Gas$2,206$184
Latitude Plus 2WD$2,206$184
Latitude Plus 2WD 6 Cyl Gas$2,206$184
Latitude Plus 2WD 4 Cyl Turbo$2,266$189
Latitude Plus 4WD$2,266$189
Latitude Plus 4WD 6 Cyl Gas$2,266$189
Latitude Plus 4WD 4 Cyl Turbo$2,328$194
Limited 2WD$2,328$194
Limited 2WD 6 Cyl Gas$2,328$194
Limited 2WD 4 Cyl Turbo$2,392$199
Limited 4WD 4 Cyl Turbo$2,392$199
Limited 4WD 6 Cyl Gas$2,392$199
Trailhawk 4WD 4 Cyl Turbo$2,392$199
Trailhawk 4WD 6 Cyl Gas$2,392$199
Overland 2WD 4 Cyl Turbo$2,454$205
Overland 2WD 6 Cyl Gas$2,454$205
Overland 4WD 4 Cyl Turbo$2,454$205
Overland 4WD 6 Cyl Gas$2,454$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Jeep Cherokee for different driver ages.

2020 Jeep Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,686$724
17$8,306$692
18$7,241$603
19$6,655$555
20$5,034$420
21$4,797$400
22$4,255$355
23$3,548$296
24$3,324$277
25$2,686$224
30$2,450$204
35$2,390$199
40$2,318$193
45$2,182$182
50$2,078$173
55$1,940$162
60$1,944$162
65$2,072$173
70$2,284$190
75$2,750$229
80$3,412$284

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Cherokee trim levels.