2022 Jeep Cherokee Car Insurance Calculator

Get instant feedback how life choices impact car insurance rates for a 2022 Jeep Cherokee. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2022 Jeep Cherokee is $2,414 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,414

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Jeep Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,414
Average Rate
Your Rate
$2,414

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Jeep Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Jeep Cherokee is $2,414.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Jeep Cherokee vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Jeep Cherokee against all other models in the midsize SUV segment. The Jeep Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Jeep Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$698
2Subaru Ascent$1,836-$578
3Ford Edge$1,926-$488
4Subaru Outback$1,962-$452
5Nissan Murano$1,984-$430
6Toyota Venza$1,998-$416
7Ford Explorer$2,010-$404
8Kia Sorento$2,024-$390
9Hyundai Palisade$2,052-$362
10Volkswagen Atlas$2,066-$348
11Toyota 4Runner$2,084-$330
12Mazda CX-9$2,132-$282
13Volkswagen Atlas Cross Sport$2,140-$274
14GMC Acadia$2,148-$266
15Toyota Highlander$2,150-$264
16Nissan Pathfinder$2,160-$254
17Honda Pilot$2,168-$246
18Mitsubishi Outlander Sport$2,176-$238
2022 Midsize SUV Average$2,179-$235
19Buick Enclave$2,190-$224
20Chevrolet Traverse$2,202-$212
21Hyundai Santa Fe$2,230-$184
22Kia Telluride$2,238-$176
23Chevrolet Blazer$2,258-$156
24Ford Bronco$2,304-$110
25Jeep Grand Cherokee$2,356-$58
26Jeep Cherokee$2,414--
27Jeep Wrangler$2,448$34
28Mitsubishi Outlander PHEV$2,480$66
29Dodge Durango$2,504$90
30Tesla Model Y$2,532$118
31Rivian R1S$2,666$252

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Jeep Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Jeep Cherokee Insurance Rates by Trim Level
2022 Jeep Cherokee Trim Level Annual Premium Cost Per Month
X 4WD$2,322$194
Latitude Lux 2WD$2,400$200
Latitude Lux 4WD$2,432$203
Trailhawk 4WD$2,450$204
Limited 4WD$2,466$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Jeep Cherokee for different driver ages.

2022 Jeep Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,971$748
17$8,585$715
18$7,498$625
19$6,890$574
20$5,221$435
21$4,976$415
22$4,420$368
23$3,688$307
24$3,456$288
25$2,796$233
30$2,554$213
35$2,486$207
40$2,414$201
45$2,274$190
50$2,162$180
55$2,018$168
60$2,024$169
65$2,154$180
70$2,368$197
75$2,844$237
80$3,522$294

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Cherokee trim levels.