2016 Jeep Compass Car Insurance Calculator

Gain insights into how the choices you make impact the cost of insurance for a 2016 Jeep Compass. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2016 Jeep Compass is $1,386 per year, or about $116 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,386

Cost Per Month

$116

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Compass Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Jeep Compass.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,386
Average Rate
Your Rate
$1,386

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Jeep Compass trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Jeep Compass is $1,386.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Jeep Compass vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Jeep Compass against all other models in the small SUV segment. The Jeep Compass is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Compass, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Compass.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Jeep Compass Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$78
2Honda CR-V$1,350-$36
3Buick Encore$1,376-$10
4Jeep Compass$1,386--
5Nissan Juke$1,388$2
6Mazda CX-3$1,400$14
7Mazda CX-5$1,434$48
8Honda HR-V$1,442$56
9Mini Cooper Countryman$1,452$66
10Chevrolet Equinox$1,478$92
11GMC Terrain$1,484$98
12Chevrolet Trax$1,504$118
2016 Small SUV Average$1,521$135
13Nissan Rogue$1,522$136
14Mini Cooper$1,528$142
15Mini Cooper Clubman$1,530$144
16Kia Sportage$1,540$154
17Subaru Forester$1,542$156
18Jeep Renegade$1,548$162
19Hyundai Tucson$1,558$172
20Ford Escape$1,588$202
21Toyota RAV4$1,598$212
22Kia Soul$1,602$216
23Buick Envision$1,616$230
24Ford C-Max$1,620$234
25Mitsubishi Outlander$1,634$248
26Mini Cooper Paceman$1,698$312
27Jeep Patriot$1,720$334
28Volkswagen Tiguan$1,738$352

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Compass Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Jeep Compass.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Jeep Compass Insurance Rates by Trim Level
2016 Jeep Compass Trim Level Annual Premium Cost Per Month
Sport 2WD$1,312$109
Sport 4WD$1,360$113
Latitude 2WD$1,410$118
Latitude 4WD$1,458$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Jeep Compass for different driver ages.

2016 Jeep Compass Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,138$428
17$4,887$407
18$4,211$351
19$3,900$325
20$2,951$246
21$2,812$234
22$2,493$208
23$2,112$176
24$1,970$164
25$1,598$133
30$1,456$121
35$1,430$119
40$1,386$116
45$1,308$109
50$1,250$104
55$1,162$97
60$1,164$97
65$1,236$103
70$1,370$114
75$1,650$138
80$2,034$170

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Compass trim levels.