2022 Jeep Gladiator Car Insurance Calculator

Explore and learn how the choices you make impact the insurance cost for a 2022 Jeep Gladiator. Tweak settings like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2022 Jeep Gladiator is $2,102 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,102

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Gladiator Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Jeep Gladiator.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,102
Average Rate
Your Rate
$2,102

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Jeep Gladiator trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Jeep Gladiator is $2,102.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Jeep Gladiator vs. the Midsize Truck Segment

The table below compares insurance rates for the 2022 Jeep Gladiator against all other models in the midsize truck segment. The Jeep Gladiator is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Gladiator, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Gladiator.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Jeep Gladiator Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Colorado$1,760-$342
2Ford Maverick$1,826-$276
3Ford Ranger$1,898-$204
4Toyota Tacoma$1,988-$114
5Nissan Frontier$2,034-$68
6GMC Canyon$2,046-$56
2022 Midsize Truck Average$2,051-$51
7Hyundai Santa Cruz$2,054-$48
8Honda Ridgeline$2,084-$18
9Jeep Gladiator$2,102--
10Rivian R1T$2,720$618

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Gladiator Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Jeep Gladiator.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Jeep Gladiator Insurance Rates by Trim Level
2022 Jeep Gladiator Trim Level Annual Premium Cost Per Month
Sport$1,972$164
Willys Sport$2,018$168
Sport S$2,042$170
Altitude$2,074$173
Willys$2,094$175
Overland$2,120$177
Rubicon$2,174$181
Mojave$2,178$182
High Altitude$2,238$187

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Jeep Gladiator for different driver ages.

2022 Jeep Gladiator Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,629$636
17$7,365$614
18$6,548$546
19$5,976$498
20$4,558$380
21$4,346$362
22$3,880$323
23$3,194$266
24$3,013$251
25$2,438$203
30$2,234$186
35$2,160$180
40$2,102$175
45$1,968$164
50$1,864$155
55$1,742$145
60$1,746$146
65$1,862$155
70$2,028$169
75$2,404$200
80$2,970$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Gladiator trim levels.