2023 Jeep Gladiator Car Insurance Calculator

See and learn how different factors affect car insurance rates for a 2023 Jeep Gladiator. Update factors like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2023 Jeep Gladiator is $2,366 per year, or about $197 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,366

Cost Per Month

$197

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Gladiator Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Jeep Gladiator.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,366
Average Rate
Your Rate
$2,366

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Jeep Gladiator trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Jeep Gladiator is $2,366.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Jeep Gladiator vs. the Midsize Truck Segment

The table below compares insurance rates for the 2023 Jeep Gladiator against all other models in the midsize truck segment. The Jeep Gladiator is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Gladiator, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Gladiator.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Jeep Gladiator Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Maverick$1,886-$480
2Chevrolet Colorado$1,896-$470
3Nissan Frontier$1,964-$402
4Ford Ranger$2,018-$348
5GMC Canyon$2,066-$300
6Toyota Tacoma$2,078-$288
7Hyundai Santa Cruz$2,116-$250
2023 Midsize Truck Average$2,149-$217
8Honda Ridgeline$2,260-$106
9Jeep Gladiator$2,366--
10Rivian R1T$2,836$470

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Gladiator Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Jeep Gladiator.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Jeep Gladiator Insurance Rates by Trim Level
2023 Jeep Gladiator Trim Level Annual Premium Cost Per Month
Sport$2,220$185
Willys Sport$2,278$190
Sport S$2,298$192
Willys$2,372$198
Overland$2,374$198
Freedom$2,392$199
Mojave$2,440$203
Rubicon$2,440$203
High Altitude$2,480$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Jeep Gladiator for different driver ages.

2023 Jeep Gladiator Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,702$725
17$8,394$700
18$7,451$621
19$6,795$566
20$5,170$431
21$4,926$411
22$4,390$366
23$3,609$301
24$3,403$284
25$2,748$229
30$2,516$210
35$2,432$203
40$2,366$197
45$2,218$185
50$2,102$175
55$1,962$164
60$1,970$164
65$2,106$176
70$2,294$191
75$2,732$228
80$3,388$282

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Gladiator trim levels.