Jeep Grand Cherokee Car Insurance Calculator

View in real-time how changes to risk factors and vehicle options affect the cost of insurance for a Jeep Grand Cherokee. Adjust factors such as driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2024 Jeep Grand Cherokee is $2,342 per year, or about $195 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,342

Cost Per Month

$195

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Grand Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Jeep Grand Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,342
Average Rate
Your Rate
$2,342

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Jeep Grand Cherokee.

The 'Average Rate' is a combined value for all Jeep Grand Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Jeep Grand Cherokee is $2,342.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Jeep Grand Cherokee Segment Comparison

The table below compares insurance rates for the 2024 Jeep Grand Cherokee against all other models in the midsize SUV segment. The Jeep Grand Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Grand Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Grand Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Jeep Grand Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$476
2Nissan Murano$1,968-$374
3Subaru Outback$1,994-$348
4Buick Envista$2,004-$338
5Subaru Ascent$2,038-$304
6Volkswagen Atlas$2,078-$264
7Volkswagen Atlas Cross Sport$2,086-$256
8Ford Explorer$2,124-$218
9Toyota Highlander$2,132-$210
10Toyota Venza$2,136-$206
11Chevrolet Traverse$2,186-$156
12Mitsubishi Outlander Sport$2,198-$144
13Mitsubishi Outlander PHEV$2,210-$132
14Ford Edge$2,214-$128
15Kia Sorento$2,222-$120
16GMC Acadia$2,262-$80
17Buick Enclave$2,266-$76
18Honda Pilot$2,280-$62
19Mazda CX-9$2,286-$56
2024 Midsize SUV Average$2,314-$28
20Jeep Grand Cherokee$2,342--
21Hyundai Santa Fe$2,382$40
22Nissan Pathfinder$2,384$42
23Hyundai Palisade$2,394$52
24Chevrolet Blazer$2,416$74
25Kia Telluride$2,444$102
26Toyota 4Runner$2,510$168
27Mazda CX-90$2,522$180
28Toyota Grand Highlander$2,552$210
29Kia EV9$2,568$226
30Tesla Model Y$2,592$250
31Ford Bronco$2,600$258
32Jeep Wrangler$2,676$334
33Dodge Durango$2,872$530
34Rivian R1S$2,882$540

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Grand Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Jeep Grand Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Jeep Grand Cherokee Insurance Rates by Trim Level
2024 Jeep Grand Cherokee Trim Level Annual Premium Cost Per Month
Laredo A$2,048$171
Laredo$2,138$178
Laredo X$2,158$180
Laredo 4X4$2,186$182
Laredo X 4X4$2,200$183
Altitude$2,220$185
Altitude X$2,242$187
Altitude 4X4$2,262$189
Altitude X 4X4$2,274$190
Limited$2,310$193
Limited 4X4$2,338$195
4xe$2,440$203
Overland$2,468$206
Summit$2,500$208
Trailhawk 4xe$2,500$208
Summit Reserve$2,530$211
Overland 4xe$2,536$211
Summit 4xe$2,562$214
Summit Reserve 4xe$2,586$216

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Jeep Grand Cherokee for different driver ages.

2024 Jeep Grand Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,161$680
17$7,973$664
18$7,272$606
19$6,572$548
20$5,063$422
21$4,834$403
22$4,345$362
23$3,524$294
24$3,351$279
25$2,724$227
30$2,510$209
35$2,402$200
40$2,342$195
45$2,182$182
50$2,060$172
55$1,924$160
60$1,932$161
65$2,060$172
70$2,198$183
75$2,552$213
80$3,140$262

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Grand Cherokee trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Jeep Grand Cherokee.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Jeep Grand Cherokee Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Jeep Grand Cherokee$2,342$195
2023 Jeep Grand Cherokee$2,420$202
2022 Jeep Grand Cherokee$2,356$196
2021 Jeep Grand Cherokee$2,350$196
2020 Jeep Grand Cherokee$2,262$189
2019 Jeep Grand Cherokee$2,076$173
2018 Jeep Grand Cherokee$1,950$163
2017 Jeep Grand Cherokee$1,868$156
2016 Jeep Grand Cherokee$1,680$140
2015 Jeep Grand Cherokee$1,702$142
2014 Jeep Grand Cherokee$1,668$139
2013 Jeep Grand Cherokee$1,466$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Jeep Grand Cherokee trim levels for each model year.